Get Home Repair Loans For Bad Credit To Fix Your House
Unexpected events can wreak havoc on your home and your finances. Urgent home repairs like a leaky roof or burst pipes can’t wait, but what if you have bad credit and can’t qualify for a traditional loan? That’s where title loans near me come in as a fast and flexible solution for home repair loans, even if you have bad credit.
Sometimes circumstances align in unexpected ways. And while in certain instances it can be good, in others it could be disastrous.
Take urgent home repairs for instance. If you’ve been planning renovations for a long time but could never find a proper time to start – your house requiring urgent repairs could be a blessing in disguise.
On the other hand, finding your roof suddenly leaking, pipes bursting, or the entire structure taking a serious hit after a natural disaster – without having a security cushion – could put you at a serious disadvantage.
This is especially true if your credit is bad and you have low chances of getting an emergency loan at a bank. Luckily, there are options if you need home repair loans for bad credit. Texas title loans being one of them.
How to Get Title Loans Near Me for Home Repairs
We’re all accustomed to the idea that having good credit is important when it comes to getting a loan. And that’s certainly true when it’s a bank loan we’re talking about.
Texas Car Title and Payday Loan Services, Inc., on the other hand, put a much lesser emphasis on your credit history. You can apply and easily get approved if you have bad credit – or even no credit at all!
As long as you have the required items and meet the specific requirements, you can apply for title loans and find out if you qualify for approval. Plus our process is quick and you can keep your vehicle while you are repaying the loan – since we are using your vehicle’s title as collateral and not the vehicle itself.
How To Qualify For Home Repair Loans For Bad Credit
While good credit isn’t a necessary qualifying requirement when it comes to title loans, it doesn’t mean you can just walk into the store and come out with the cash.
Despite being pretty accessible, title loans do have certain qualifying requirements you need to satisfy before you even begin to apply. Here’s what you’ll need to get home repair loans for bad credit:
What You’ll Need to Qualify for Title Loans Near Me
To apply for a title loan near you, ensure you have these items:
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- State-Issued ID: You must be at least 18 years old.
- Your Vehicle: It will be inspected to determine your loan amount (up to $15,000).
- Lien-Free Vehicle Title: Your title must be in your name with no outstanding loans.
- Proof of Income: Provide your most recent pay stub or other acceptable proof of income.
Why Choose Title Loans Near Me for Bad Credit?
There is no need to worry about your credit going down with a title loan. Texas Car Title and Payday Loan Services, Inc. doesn’t report the loan information to any credit bureaus if you happen to default on your payments, so it won’t have any impact on your credit – either negative or positive.
Getting Home Repair Loans For Bad Credit While Unemployed
If you are thinking of getting home repair loans for bad credit while unemployed, that is a conversation to have with your loan representative.
We want to try to accommodate whatever situation you are in. We may be able to allow you to pay with alternate income if you happen to be unemployed. It is a conversation worth having so you can learn all your options.
Even if you’re unemployed, you may still qualify for a title loan near you. Discuss alternative income sources like savings, welfare benefits, or workers’ compensation with your loan representative. We aim to accommodate your unique financial situation.
Will My Car Be Taken If I Get A Texas Title Loan?
The good thing about car title loans from Texas is that, again, you get to keep your car for the duration of the loan payoff. It’s the title that will stay with us and act as collateral – hence the name title loans. Just make sure to make your repayments on time and you will have no issues keeping your vehicle.
How to Apply for Title Loans Near Me
The application process is fast and easy. Here’s how to get started:
- Fill out the online form for title loans near me or call us directly.
- Speak to a loan representative to review your items and schedule a meeting at a location near you.
- Bring your documents and vehicle for inspection.
- If approved, complete the paperwork and receive your cash — sometimes in as little as 30 minutes!
You no longer need to search for “title loans near me” or make unnecessary store visits. Our streamlined process ensures convenience and speed.
Fix Your Home Today With Title Loans Near You
Don’t let bad credit or unexpected repairs derail your plans. With title loans near me, you can get the funds you need without the hassle. Visit Texas Car Title and Payday Loan Services, Inc. to get started today.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.