A title loan is a loan using a vehicle title as collateral for that loan. Our sales representative can assist you with detailed information. Title loans are designed as a short-term source for emergency cash and are not meant to be used to address long-term financial problems.
Please look at your loan documents for all terms and fees. Your sales representative will go through all terms and fees with you before you sign the loan documents.
All you need is your vehicle, the title, and photo ID. Texas Car Title and Payday Loan Services, Inc. makes the title loan process hassle free unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:
Bring your car with a clear car title to Texas Car Title and Payday Loan Services, Inc.
Fill out the simple paerwork while a store manager does a quick vehicle inspection.
Our trained staff will help you qualify for a title loan based on your needs, the appraised value of your vehicle, your ability to repay the loan, applicable state law, and lenders conditions.
Once approved, you get the cash you need and keep driving your vehicle while repaying. This process can take 30 minutes or less.
No! You do not need a checking account to qualify for a title loan at Texas Car Title and Payday Loan Services, Inc.
Absolutely! Good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. Texas Car Title and Payday Loan Services, Inc. is committed to helping you get the cash you need.
You do not need a driver's license, but you do need a valid photo ID.
In Texas, you must be at least 18 years of age to qualify for a title loan.
Yes! In Texas you keep your car while repaying your title loan.
Texas Car Title and Payday Loan Services, Inc. DOES NOT report to credit agencies if you default.
The Texas Car Title and Payday Loan Services, Inc. website has a locator which helps you find the nearest location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan you need to have a clear or lien-free car title.
You can get started by submitting the online form on the left with your basic information, after which you will be contacted by a friendly Texas Car Title and Payday Loan Services, Inc. store representative who will explain the approval process. The process is completed in person at a Texas Car Title and Payday Loan Services, Inc. location.
Your title loan amount depends on the value of your vehicle. The maximum you can obtain is $15,000.
To get a title loan you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to applying for a loan.
Title loan terms and frequency may vary. Please check with a store representative at your local Texas Car Title and Payday Loan Services, Inc. location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one our Texas Car Title and Payday Loan Services, Inc. locations, it could take as little as 30 minutes to be approved for a car title loan.
New Online Title Loans
Getting an online title loan is easy! No store visit required, we come to you!
Don't own a vehicle? Texas Car Title & Payday Loan Services, Inc offers payday loans as a fast and easy alternative to get the cash you need.
Signature Installment Loans
At Texas Car Title and Payday Loan Services, Inc we offer signature installment loans as an easy way to get more cash with more time to pay it back.
You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:
Driver’s License or State Issued I.D.
Lien-Free Title to Your Vehicle
Your Vehicle for Inspection
We also welcome all credit, so fill out our online request form and get started now!
When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Texas Car Title and Payday Loan Services, Inc. has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.