How It Works

Thank you for allowing Texas Car Title and Payday Loan Services, Inc. to provide you with the extra cash you need today. Getting an installment loan, a title loan or a payday loan from us is fast, convenient and easy.

How to Get Started:

    •    You can contact any of our store locations directly by phone, or use our convenient online request form to instantly send your information to your nearest store location. A friendly store representative will call you back to begin the process and answer any questions you have.

    •    When one of our representatives contacts you, they will confirm you have the required items and confirm your information. To get an installment loan you will need to provide your driver’s license (or a state-issued I.D.), a checking account statement that’s in your name and proof of income (your most recent pay stub). To get a title loan you will have to own your vehicle, provide its lien-free title and show a government-issued photo ID. To get a payday loan you will need to have a government-issued photo ID, a blank check from an active checking account in your name and your most recent paystub.

    •    For installment loans: Upon visiting us at one of our conveniently located stores, a representative will go over your information and perform a quick credit check to complete the approval process. They will also explain the terms for your installment loan before you leave. For Title Loans: Simply come visit us at one of our locations and a loan representative will complete a quick inspection of your vehicle to assess the amount of money you could qualify for. Once this is complete, they will thoroughly explain the process and answer any additional questions you may have. For Payday Loans: Once you are at our location, a representative will confirm your required items and help you complete the simple application process.

  • The approval process is fast and in 30 minutes or less, you get the cash you need.
  • No store visit required for title loans and installment loans.
  • Get up to $15,000* today to cover almost any financial emergency.
  • Dial 1-800-227-4707 to speak to a representative. 

Online Title Loans

If you need help with a sudden emergency, use your car's title as collateral to get one of our Texas title loans. With our title loans, you can qualify for anything up to $15,000.

a car
  • No store visit required
  • We come to you
  • Cash deposited into your account
  • Keep your car

Payday Loans

Getting one of our Texas payday loans happens in as little as 30 minutes with our over the phone approval process. This allows you to get the speedy cash you need without the added stress of a traditional bank loan. Just call 1-800-227-4707 or fill out our online request form to get the cash you need today!

a Bill
  • Loans Up To $1,200*
  • Quick in-store approvals
  • Same-Day Cash!

Online Installment Loans

If you have an emergency and need quick cash, but also need more time to repay the loan, we have online installment loans to help. You could qualify for anything up to $1,500.

a pen
  • Unsecured Loans Up To $1,500
  • Flexible Repayment Periods
  • Same-Day Cash!

Find Your Closest City
in Texas

No Store Visit Required

Find Your Closest City in Texas

No Store Visit Required