How It Works

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Thank you for allowing Texas Car Title and Payday Loan Services, Inc. to provide you with the extra cash you need today. Getting an installment loan, a title loan or a payday loan from us is fast, convenient and easy.

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How to Get Started

Step 1: Fill Out an Application or Contact Us

You can contact any of our store locations directly by phone, or use our convenient online request form to instantly send your information to your nearest store location. A friendly store representative will call you back to begin the process and answer any questions you have.

Step 2: Information and Required Items Confirmation

When one of our representatives contacts you, they will confirm you have the required items and confirm your information.

Required Items

Title Loans

  • License Icon
    Drivers License or State Issued I.D.
  • Vehicle Title
    Lien-Free Title to Your Vehicle
  • Handing Cash Icon
    Proof of Income
  • Car
    Your Vehicle for Inspection

Installment Loans

  • License Icon
    Drivers License or State Issued I.D.
  • Statement
    Checking Account Statement In Your Name
  • Handing Cash Icon
    Proof of Income

Payday Loans

  • License Icon
    Drivers License or State Issued I.D.
  • Envelope
    Your most recent paystub
  • Blank Check
    A blank check from your active checking account

Step 3: Finalizing Your Loan

For Installment Loans: Upon visiting us at one of our conveniently located stores, a representative will go over your information and perform a quick credit check to complete the approval process. They will also explain the terms for your installment loan before you leave.

For Title Loans: Simply come visit us at one of our locations and a loan representative will complete a quick inspection of your vehicle to assess the amount of money you could qualify for. Once this is complete, they will thoroughly explain the process and answer any additional questions you may have.

For Payday Loans: Once you are at our location, a representative will confirm your required items and help you complete the simple application process.

  • The approval process is fast and in 30 minutes or less, you get the cash you need.
  • Get up to $15,000* today to cover almost any financial emergency.
  • Dial 1-800-227-4707 to speak to a representative.

Find a Location Near You

Apply Online to Get Started

Want to learn more? For information on loans, financial tips, and more, visit our blog.