How It Works

Thank you for allowing Texas Car Title and Payday Loan Services, Inc. to provide you with the extra cash you need today. Getting an installment loan, a title loan or a payday loan from us is fast, convenient and easy.

How to Get Started:


    •    You can contact any of our store locations directly by phone, or use our convenient online request form to instantly send your information to your nearest store location. A friendly store representative will call you back to begin the process and answer any questions you have.

    •    When one of our representatives contacts you, they will confirm you have the required items and confirm your information. To get an installment loan you will need to provide your driver’s license (or a state issued I.D.), a checking account statement that’s in your name and a proof of income (your most recent pay stub). To get a title loan you will have to own your vehicle, provide its lien-free title and a show a government-issued photo ID. To get a payday loan you will need to have a government-issued photo ID, a blank check from an active checking account in your name and your most recent paystub.

    •    For installment loans: Upon visiting us at one of our conveniently located stores, a representative will go over your information and perform a quick credit check to complete the approval process. They will also explain the terms for your installment loan before you leave. For Title Loans: Simply come visit us at one of our locations and a loan representative will complete a quick inspection of your vehicle to assess the amount of money you could qualify for. Once this is complete, they will thoroughly explain the process and answer any additional questions you may have. For Payday Loans: Once you are at our location, a representative will confirm your required items and help you complete the simple application process.

    •    The approval process is fast and in 30 minutes or less, you get the cash you need.

Loan Type Benefits

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Online Title Loans

  • Loans up to $15,000*
  • No store visit required
  • Quick approval
  • Keep your car
  • Funds deposited into your account**
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Online Installment Loans

  • Loans up to $1,500*
  • No store visit required
  • Flexible repayment periods
  • Safe and secure neighborhood locations
  • Funds deposited into your account**
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Payday Loans

  • Loans up to $1,200*
  • Quick in-store approvals
  • Pay back on your next payday
  • Neighborhood locations
  • Same day cash

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No Store Visit Required