Cover Urgent Expenses With An Online Title Loan

If you need an online title loan to cover urgent expenses after an emergency, Texas Title and Payday Loan Services, Inc. is here to help. We offer title loans for various vehicles, including cars, vans, and pickup trucks, up to $15,000 based on the vehicle’s condition. You can use a title loan to cover emergencies quickly and easily. Read on to learn about the types of emergencies this loan can help with and how to check your eligibility.

What Expenses Can Be Covered By Title Loans?

You can use the money from a title loan to cover various emergency expenses that require immediate attention. Title loans are not intended for non-urgent expenses like setting up businesses, buying gifts, shopping, or vacationing. Instead, they are ideal for:

• Medical Bills: Cover unexpected medical expenses that can't be postponed.
• Vet Fees: Pay for urgent veterinary bills for your pets.
• Emergency Home Repairs: Address critical home repairs that need immediate action.
• Late Utility Costs: Settle overdue utility bills to avoid service disruptions.

It's important to reserve title loans for urgent and necessary expenses. For non-urgent costs, consider other financial sources and have a budget in place to repay the loan. While we don't require income verification, ensure you have a reliable income source to stick to the repayment schedule.

How Do You Get A Title Loan?

Now that you know the emergencies a title loan can help with, here’s how to get one. The car title loan process is simple and quick. In about 30 minutes from meeting our representative, you could find out if you are approved and how much you can borrow. Here’s a complete breakdown of our process:

1. Fill In Our Online Form

The first step is straightforward: complete our online application form on our website.  It asks for a few basic details about you and your vehicle, including the age of the vehicle, plus its make and model. Once you’ve filled this form in, one of our agents will give you a call. They can answer any questions you have and explain a bit about how title loans work.

Essentially, you’ll be using your car title as collateral for the loan, but you’ll retain full use of the car – provided you meet your repayment schedule, of course. The agent will also set up a meeting for you to meet a representative in person. We can come to a place of your choosing, or you can visit one of our handy locations in Texas if you would prefer. It’s up to you, so opt for whichever option suits you the best. This meeting is for a quick vehicle inspection.

2. Meet An Agent

Next, you need to meet with one of our agents face to face. They will take a quick look over the car, inspecting its condition and resale value. They’ll also check out your other required items, so please bring your driver’s license or your state-issued photo ID and your lien-free title – that has to be in your name – to the meeting. Once you have brought all of these things to the meeting, the agent will be able to tell you whether you are eligible for this loan and how much money you can borrow.

3. Sign The Papers

If you are approved, we will go over the loan terms with you. If you’re happy to proceed, you will be given some paperwork to sign, and when this is complete, you’ll be able to leave and continue with your day as normal. We’ll get busy on our end and will send the money to you by the end of the next business day at the latest – and sometimes even sooner! It’s that quick and easy; there’s not much else to it.

Check Out Your Eligibility

Texas Title and Payday Loan Services, Inc. assists people throughout the state of Texas when they hit financial emergencies, providing title loans to people in many different situations. If you have a vehicle that is in good condition with a lien-free title in your name and you need money urgently, an online title loan could be an option – and you can find out more by getting in touch. Not everybody benefits from taking out a title loan, but for some, they can be useful to provide you with money you need.

Regardless of the emergency, a title loan can provide the fast cash you need. Don't waste time or stress unnecessarily. Find out more and start the process by filling out our online application or contacting us today! 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.