Financial Help For Single Moms: Ways To Get Emergency Cash

1 Jun 2022
Updated on 18 Aug 2025
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woman holding her baby and looking at bills and is needing emergency title loan cash

Being a single mom is not easy, especially when it comes to managing money. Between paying bills, covering childcare, and handling unexpected costs, it can feel impossible to stay ahead. The good news? There are several ways to get financial help for single moms in Texas. From local nonprofits to emergency cash loans like title loans, you do have options.

Here’s a guide to the most common resources available when you need support.

A Single Mom's Guide To Getting The Financial Help You Need

The good thing about Texas is there are quite a few options to get financial help for single moms. Some of the help is specifically designed for ongoing problems like paying your bills. Other options include grants and nonprofits. And some help is designed for emergencies. Here are the top five ways we recommend single moms get the financial help they need in Texas right now.

Nonprofits In Texas That Help Single Moms

When it comes to needing financial help for single moms, a good place to look is nonprofit organizations. These organizations were designed specifically to help you out in your time of great need. If you have an ongoing financial crisis, we recommend contacting nonprofits in your area to get some help. That is exactly why they were designed and are nonprofit.

There are plenty of nonprofits in Texas that are designed to help single moms stay afloat and keep their families safe and healthy. Some top nonprofits in Texas include the Salvation Army, The Catholic Charities, and Feeding America – to name a few. You can also reach out to smaller nonprofits in your area, such as individual churches and recreation centers.

Local churches and recreation centers are also good places to check for financial help programs tailored to low-income families.

Grants For Single Mothers

Grants are another form of financial help that can make a real difference. While eligibility depends on income level and family size, there are programs in Texas designed for education, healthcare, housing, and childcare needs.

Examples include:

  • Texas Public Educational Grant
  • Temporary Assistance for Needy Families (TANF)
  • Texas Children’s Health Insurance Program (CHIP)
  • Healthy Texas Women

These grants are not instant cash, but they provide longer-term financial stability for single moms in need.

 

piggy bank with smaller piggy bank on top of it representing emergency cash from title loans for single moms

 

Bill Pay Programs For Emergency Relief

If you need financial help for single moms to pay your bills, there are plenty of programs in Texas that will help you keep up with your bills and stay afloat. These programs will help you find lower alternatives to your bill collectors, help you find payment plans you can handle, and help you defer some of your bill payments. These programs can also help you find payment extensions.

Two programs that help with deferred payment and payment extension on your energy bill are Entergy Texas, Inc. and El Paso Electric. If you need utility payment assistance or tips on making your home efficient, check out the Concho Valley Community Action Agency. And check out Central Texas Electric Co-op, where they round up a dollar on their members’ utility bill and gift the extra cash to single mothers who qualify.

Emergency Title Cash For Urgent Situations

Sometimes, you need emergency cash loans right away, especially when dealing with medical bills, car repairs, or other sudden expenses. Nonprofits and grants often take time to process, but an emergency title loan may help you get money fast.

At Texas Car Title and Payday Loan Services, Inc., you can borrow up to $15,000 with a title loan by using your vehicle’s lien-free title as collateral. The process is quick:

  1. Fill out the online form.
  2. Get a call from the nearest location.
  3. Visit the store to finish the process.

Find us at:

If you’re a single mom facing an urgent financial challenge, emergency title cash may provide the fast solution you need.

Get The Financial Help You Deserve

If you are looking for financial help for single moms, you have plenty of options. You can get grants, talk to non-profits, or find programs to help you pay your bills. So if you are struggling to keep your finances afloat, remember this guide. And if you need help quicker than these three options allow, check out our fourth option for emergency title cash. Fill out the online form to begin.

FAQ: Title Loans & Emergency Cash

Do I need a checking account?

No! You do not need a checking account to qualify for a title loan at Texas Car Title and Payday Loan Services, Inc.

I have bad credit. Can I still qualify?

Absolutely! Good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. Texas Car Title and Payday Loan Services, Inc. is committed to helping you get the cash you need.

Can I still drive my car? Do I get to keep my car?

Yes! In Texas, you keep your car while repaying your title loan.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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