Short On Cash This Month? Get Cash Loans Online

No one is a stranger to occasional money woes. According to a National Financial Educators Council study, the average American credit card debt in 2020 was about $6,270, while the percentage of Americans who could handle a $1,000 emergency was about 39%.

This means that costly emergencies are not easy to cover out of pocket. That’s why some of us have different forms of insurance to help. However, there are other options that are becoming popular.

Getting cash loans online is an option for individuals who need money and need it now to cover a pressing financial emergency. Here’s a closer look at getting cash loans online and how payday loans, one of the cash loans in Texas, can help you today. 

What Are Cash Loans Online?

If your cash flow is a little slow this month and an urgent expense came your way, you may be able to use a bit of financial assistance. Getting cash loans online offers relief for those who qualify for this type of assistance.

Getting cash loans online can happen in several forms, but they’re usually designed as short-term help for short-term emergencies. Such financial emergencies include everything from needed home or car repairs to emergency room visits or last-minute travel. Cash loans online are not to be used as solutions for long-term financial issues. 

One of the cash loans online is Texas payday loans, which offer fast cash when you need it the most — between paychecks. Through Texas Car Title and Payday Loan Services, Inc., you may qualify for payday loans of up to $1,200 in less than a day. 

What Is Required For Payday Loans?

While getting different cash loans online will have different requirements and waiting periods, payday loans from Texas Car Title and Payday Loan Services, Inc. are known for their small list of documents needed and speed of qualifying.

Here are the documents that you need to qualify for payday loans with us, in addition to being at least 18 years old, you should have: 

• A driver’s license or a form of identification that is officially issued by the government. 
• A blank check from a checking account that is in your name and also active. 
• Your most recent pay stub. This acts as proof of income.

I Have Bad Credit, Can I Still Qualify For Cash Loans Online?

At Texas Car Title and Payday Loan Service, Inc. the answer is yes!

At traditional financial providers, such as banks, there is a lot of attention given to your credit history when you’re seeking a loan. And bad credit can instantly disqualify you from acquiring a loan through them.

However, at Texas Car Title and Payday Loan Services, Inc. we welcome those with all forms of credit histories, good or bad, to pursue payday loans with us. You may still qualify for a payday loan even if your credit history shows a bounced check, a discharged bankruptcy, or a charge-off. 

The Payday Loans Process

At Texas Car Title and Payday Loan Services, Inc. we know that time is of the essence when you are short on cash. And we also know that a financial emergency can make a big impact on even the savviest savers and spenders. 

That’s why we’ve streamlined our cash loans online process, including the process for getting one of our payday loans with a value up to $1,200. Here’s how it works. 

• Start online! That’s right, we’ve made it easier than ever to qualify for a payday loan by starting the process online. Simply fill out and submit our short online payday loan inquiry form, where you just need to share your name, email address, phone number, and zip code. 
• Keep your phone handy, because soon after you submit the form, one of our loan representatives from the nearest Texas Car Title and Payday Loan Services, Inc. location will give you a call. They will discuss the payday loans, the required items, and answer any questions you may have about getting cash loans online. 
• Next, bring the required payday loan items to the Texas Car Title and Payday Loan Services, Inc. location. We have many locations throughout Texas, but we’ll make sure to connect you with the closest one. A loan representative will meet you there, review your documents and determine if you qualify. 
• If you do, the loan representative will walk you through the rest of the quick process. Once you agree to the terms and conditions, you will receive the payday loan you need either the same day or the very next business day. 

Get Started Today

If you are finding yourself low on cash this month, you’re not alone — and there’s no reason to stress. Cash loans online, including payday loans, are available and easy to qualify for when you’re dealing with an urgent expense. Just go online, give us a call at 1-800-514-2274, or visit one of our locations near you today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.