Get Fast Cash With These Easy To Qualify Financial Options
Sometimes we find ourselves in need of emergency cash and are left looking for any available financial options. The good thing is we here at Texas Title and Payday Loan Services, Inc. provide three loans that can help you get the money you need quickly. We offer title loans, payday loans, and installment loans, and each of them are simple to understand. Keep reading to learn more about our loans and how you can get one of them.
Check Out Our Three Financial Options
As we said above, we offer three different types of loans that can get you fast cash. Learn more how title loans, payday loans, and installment loans work. While they're meant to get you cash quickly, these loans are very different. From the items you need to the process you’ll go through, it is important for you to understand these differences. Keep reading this guide to better understand these loans so you can decide which one works best for you.
Our first loan is a title loan that allows you to use your vehicle’s lien-free title as collateral. You must be finished paying off your vehicle and your title has to be lien-free – which means there can’t be any liens or loans on your title. While we are using your title as collateral, we will still need to see your car for an inspection. This allows us to determine how much money we can lend to you – which can be anything up to $15,000. We base how much we can lend you on your vehicle’s overall condition.
Payday loans are ideal for helping bridge the gap between pay checks when you are hit suddenly with an emergency that needs your immediate attention. Basically, when your last paycheck just doesn't stretch far enough until your next paycheck comes in, you can apply for a payday loan to help. You'll need to provide your most recent paystub, a state-issued photo ID, and a blank check from an active account in your name. We base how much we can give you on how much you can pay back.
The last loan we offer is an installment loan. Installment loans are unsecured loans – like payday loans. This means that they do not require you to put up anything as collateral to secure the money. With this loan, your signature is your promise. And we call it an “installment” loan because you repay the loan in small installments instead of all at once. All you need to apply is a blank bank statement from an active account in your name, a state-issued ID, and your most recent pay stub.
Here Is How You Can Apply For These Financial Options
The good thing about getting any of these loans from us at Texas Car Title and Payday Loan Services, Inc. is that you can apply for all three of these loans online. No matter which loan you choose, the process doesn't take long and our friendly loan specialists can even help you decide which loan type is the right one for your needs. Here is a quick breakdown of the process for each loan:
- Title Loans:
- You can fill out the online inquiry form for a title loan right from our website. Then one of our loan specialists will call you. They will confirm all of your information and allow you to ask any additional questions you have.
- You'll set an appointment to meet with an inspection agent at the location of your choice – which doesn’t have to be one of our store locations. The inspector will meet you to do the vehicle inspection.
- They will also look at your title and your driver’s license or state-issued photo ID and your proof of income. Based on everything – plus a possible credit check – they will determine if you qualify for approval.
- If you do, they will go over the loan terms and help you finish the paperwork. Once done, you can have the money later that same day or the next bank business day.
- Payday Loans:
- If you want to, you can apply online with the inquiry form and speak to a representative soon after we receive your information. The loan specialist will call from the nearest office location to your home.
- You can pick an appointment time to go to the store location to present your items. Unlike our title loans, you must come into the store to complete the process and find out if you qualify.
- They will look at your pay stub, blank bank statement, and your ID to determine if you qualify for approval. If you do, they will go over the loan terms and help you finish the paperwork. Once done, you can have the money later that day or the next.
- Installment Loans:
- You can apply online with the inquiry form found on our website just like with the other two loans. You can also apply over the phone if you’d prefer.
- Either way, you will speak to one of our loan representatives who will set up an appointment for you to come in with your required items. We will need your checking account statement, your driver’s license or state-issued photo ID, and your proof of income.
- When you come in, you will sit down with one of our representatives so they can verify your items. They will also need to check your credit as well before deciding if you qualify for approval.
- If you do, they will go over the loan terms and help you finish the paperwork. Once done, you can get the money later that same day or the next bank business day.
Get The Loan You Need Today
All of us need a little financial help from time to time. You can apply for any of our fast cash financial options easily right here on our website when you need help. Decide which loan is the best for your needs or let one of our representatives help you decide. We will be glad to go over your options and let you know what you need to do to get through the process for any of these loans. So don’t wait any longer and fill out the online application so we can help you out today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.