Top 5 Budgeting Apps For Managing Your Finances Efficiently In The New Year 

Are you determined to make the most of your finances in the New Year and wondering how Texas Title and Payday Loan Services, Inc. could help you? We’ve put together the five best budgeting apps to let you take charge of your finances and help you save money in the new year. Check out our top picks – everybody has options, and you’ll love this selection.

What Are The Top 5 Budgeting Apps For The New Year?

1. EveryDollar

This app has a free version that lets you categorize items in your budget and enter incoming and outgoing money into the app throughout the month, giving you an easy-to-read, simple interface where you can see every dollar you’re spending all the time!

The app also lets you set reminders about bill payments. The paid-for version allows you to sync this up with your bank accounts so your transactions will automatically appear in the app, making life much easier.

2. PocketGuard

If you’re looking for simple and sweet, PocketGuard maybe your app. It lets you track your bills, follow your investments and loans, and connect your bank accounts, bringing everything together.

The app will also calculate what money you’ve got left after your necessities and any spending goals have been taken care of, letting you know at a glance what your spending power is. There’s a free version and a paid-for option.

3. Emma

Another simple option, Emma, takes care of almost everything you need regarding budgeting; it analyzes your current and savings accounts and your credit cards. It then categorizes your spending so you can see where your money goes every month. Furthermore, you’ll get a list of any subscriptions you pay for, allowing you to check if you’re being charged for things you aren’t using, and it tracks bank fees.

woman reviews budgeting apps in the new year

4. Plum

If you want an app that takes all of the work out of budgeting, Plum may be the option for you. It uses AI to calculate how much you can afford to save each month based on your spending patterns – so you can create a solid, achievable saving plan without having to hire an accountant or do a ton of math. Plum will suggest savings options, and the premium version allows you to create saving goals and earn cashback.

5. Spending Tracker

Very straightforward to use, this is another effective way to track income and outgoings, so you can see easily how your finances are going. The interface is easy to read, and the app is perfect for those who want a simple tracker that logs their expenditure. Not everybody wants many bells and whistles –this is the ideal app to keep things basic.

Should You Consider A Loan For The New Year?

If a loan would help you get your finances straightened out in the coming year, the good news is that we offer several different kinds of loans for urgent financial needs. Consider getting an installment loan for as much as $1,500.

Alternatively, consider a payday loan, which allows you to borrow up to $1,200 against your next paycheck. A title loan might be right for you; this will let you borrow up to $15,000, depending on the kind of car you have and its condition.

Regardless of which loan you choose, we provide a quick and easy process, allowing you to fill out an online form to get everything started and then chat with an agent for more information. It doesn’t take long to complete the whole process, and we transfer the emergency money that same day or the following business day. 

woman smiles after discover new budgeting apps in 2024

Reach Out Via Our Online Form

A lot of people are looking to manage their finances in the coming year, which is why Texas Title and Payday Loan Services, Inc. has put together a list of the best budgeting apps that can help you be better with your money, allowing you to maximize your spending power and keep your finances on track.

Budgeting apps are powerful tools for balancing the books, and if you’re determined to manage your funds more carefully in the new year, these apps are certainly ones you should consider. You may also want to check out our loan options: installment, online payday, and online title loans are available.

You can learn more about these by filling out our simple online form. Our helpful agents will then get in touch and talk to you about your options and our needs. Our loans are fast and easy and can be used in a wide range of circumstances, so no matter what the new year has in store, we can help!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.