Why Do People Get Title Loans in Texas?

When it comes to title loans in Texas, there are many reasons to consider this financial option. Just like any monetary decision, opting for a title loan is personal and should only be pursued when necessary. Title loans are designed to assist in specific situations, so here are five compelling reasons you might choose Texas Car Title and Payday Loan Services, Inc. for a title loan.

The 5 Reasons Why People Get Title Loans in Texas

1. Pay For Emergency Travel

Traveling can be stressful — especially when an emergency strikes and you need to get somewhere right away. As quickly as you need to travel, buying same-day plane tickets can be terribly expensive. With unexpected expenses, title loans in Texas can help you cover these urgent travel costs using your vehicle's lien-free title. 

2. Fund Medical Bills

Visiting the doctor's office can be expensive. The costs are even worse when you need surgery, hospital stays, or intensive care. Even with health insurance, you will still need to pay for some of your treatment or deductible. And most health insurance policies don't even cover everything. So, if you need a type of treatment or medication not currently covered by your plan, it can cause a serious blow to your bank account. Title loans in Texas provide a solution to help manage these rising medical expenses.

3. Cover Home Repair Costs

Your home is your most valuable asset. And while that's usually a great thing, it can feel like a detriment when something breaks or is damaged by a storm. After all, your most valuable asset will undoubtedly be the most expensive to repair. Title loans can provide the funds needed for repairs due to storm damage, broken appliances, or other urgent home issues.

4. Pay For Veterinary Fees

When your pet is sick or has an accident, you want them to get the best care possible as soon as possible. However, out-of-hours veterinary fees can be heartbreakingly expensive — a call out alone can set you back hundreds of dollars. Even with pet insurance – which not every pet owner can afford to get – such treatments may not be covered. Title loans can offer quick funding for veterinary care when other options aren’t available.

5. Handle Late Or Almost Late Utility Bills

Finally, when you have to deal with utility bills that are either late or on the verge of being late, you’ll be in a rush to find help. We all know how utility bills can be expensive on their own, now add in the interest you’ll accrue and that can make the blow to your finances even worse. Plus, you’ll also deal with notices to shut off either your electricity, water, or whichever utility you are behind on. Title loans in Texas can help you cover these bills and avoid late fees or service interruptions.

How To Get Title Loans in Texas

Whether it's home repairs or veterinary fees or some other emergency entirely, you can find out if you can get title loans in Texas easily and quickly. In fact, we here at Texas Car Title and Payday Loan Services, Inc. want to make sure this is a simple process for you so you can find out as soon as possible if you qualify. So, if you are ready to get this loan follow these steps:

1. Complete our online inquiry form. Since we also offer payday loans and installment loans, please make sure you pick the right option from the menu before filling it in. 
2. We will give you a call as soon as we receive your information. The phone call will only last five minutes as it's an initial discussion about the process, requirements, and meeting place. We'll schedule a meeting at a time and place that suits you. 
3. Ensure you arrive at the meeting point – either at the nearest Texas store or somewhere else – on time with everything you need to qualify. To get title loans in Texas from us, you must have:
• a driver's license or a government-issued photo ID;
• proof of income; 
• your vehicle (i.e., a car, van, or truck); and
• your vehicle's lien-free title.
4. We will greet you before verifying your age and identity. We'll also conduct a quick inspection of your vehicle to establish how much you can loan your car, truck, or van for if we decide you qualify for approval. Please be aware that our title loan maximum limit is $15,000.
5. After that, we will be able to tell you if you qualify for approval. If you do, we will help you finish the paperwork and go over the loan terms. When you are finished, you will get the money either later that day or the next bank business day.

Secure Title Loans in Texas Today!

If you relate to any of the situations discussed or need quick money, complete our online request form now. We’ll ensure you receive prompt assistance through the loan process. Our team is ready to help you navigate your financial needs with title loans in Texas.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.