What Do I Look For In A Title Loan Cash Store?

April 15, 2022 | Daniel Dewitt

title loan cash store


When it comes to looking for a title loan cash store, there are certain things you have to look out for. Just like with any industry, you have companies that are working in your best interest and those that just don’t. There is some research you have to do to make sure you are making the right choice for yourself. So, if you need title loans cash, here is how to pick the right title loan cash store.

5 Things To Look For In A Title Loan Cash Store

1. A Great Industry Reputation And Adequate Licenses

When it comes to choosing the right title loan cash store, this is a no-brainer. The best title loan cash lenders are reputable and hold the proper state licenses. You should be able to find these licenses easily by checking the lender's website. But we also recommend scouring the web for reviews to evaluate the experience other borrowers had with them.

When it comes to us at Texas Car Title and Payday Loan Services, Inc., we make sure you know our reputation and that we have the proper license to help you find title loans cash. You can even go on our website and find our Google reviews from actual customers. So there is no need to scour the internet for anything.

2. Requirements That Are Easy To Meet

A title loan cash store should have a simple list of requirements. After all, they are offering emergency funding, so the criteria shouldn't be challenging to satisfy. If you come across a lender requesting various documents and unnecessary information, walk away. Instead, use a lender like us that only requires four easily acquirable items:

  • Your lien-free vehicle title to use as collateral. Lien-free means it is free of outstanding loans or judgments and that the vehicle is fully paid off.
  • Your vehicle that matches the vehicle title. The loan representative will inspect your vehicle to determine how much you could get.
  • Your most recent pay stub. Your most recent pay stub shows us that you can keep up with the loan repayments on time without incident.
  • Your driver’s license or state-issued photo ID. This is to prove that you are at least 18 years old or older because minors cannot qualify for this loan.

3. Transparent And Honest Terms And Conditions

If you can't trust your lender, don't enter any agreements. Always read the contracts carefully and ask questions if you're concerned about specific areas. The best stores will welcome your queries and work tirelessly to help you understand everything before moving along.

On the other hand, illegitimate lenders may try to brush over certain topics and even rush you into making borrowing decisions. If this happens, your best course of action is to walk away. We make sure to sit down with you to clearly go over all of our terms so you can understand them. And our loan agreement reiterates what we discuss in person as well.


title loans cash


4. No Down Payments Or Approval Fees

When it comes to a title loan cash store, you can expect application fees. However, some unscrupulous title loan lenders request a down payment before they release funds. Keep in mind that you should never need to pay anything if you're simply wondering whether you'd gain approval.

If any lender requires an approval fee, stay as far away from them as possible. Unfortunately, they aren't acting with your best interest in mind. When you just need to figure out how much your vehicle could get you and if you qualify for approval, you can do that at no cost with us and then decide if you’d like to proceed.

5. An Uncomplicated Title Loans Cash Process

These loans are supposed to be simple to apply for when faced with emergencies. Therefore, a title loan cash store with complex approval processes isn't worth your time. We value your time and appreciate that you don't need to contend with a complicated process when you're trying to fund your situation quickly. Thus, we've ensured our title loans cash can be obtained in just six steps:

  1. Complete the online application found right on our homepage. It delivers your basic information directly to your nearest Texas title loan location to you.
  2. Wait for one of our expert loan associates to call you. During the conversation, they'll answer your questions and set up the appointment either at the store or wherever you choose.
  3. No matter where you decide to meet, head to that location with your required items – as stated in an earlier section. The in-person process only takes half an hour to complete.
  4. When you arrive, sit with the loan representative while they examine your title and inspect your vehicle to establish the amount of money you qualify for and if you qualify for approval.
  5. If they determine you qualify, they will go over the loan terms and help you finish the loan paperwork. This includes you signing the loan agreement.
  6. Finally, once you are finished with the paperwork, you can receive the money you require on the very same day or the next bank business day at the latest.

Get Title Loans Cash With Texas Car Title And Payday Loan Services, Inc.!

Your search for the best title loan cash store doesn’t have to be difficult. As we're sure you've gathered by now, we make sure to try and check all five criteria boxes. So, with that in mind, start the process by completing our secure online form now to get started on our simple process.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.