Where Can I Find A Title Loan In My Area Of Lufkin, Texas?

A town with a population of 34,074 should be a place where you can find good title loans, but those who don't know the area may have trouble getting a title loan in Lufkin, Texas from a reputable lender. There are plenty of stores that offer these loans, but finding a lender that's both good and reputable may be another matter. Just because their doors are open, doesn't mean you should automatically trust them all. That's why this guide will show you how to find a reputable title loan lender.

Where To Go To Get Title Loans

We here at Texas Title and Payday Loan Services, Inc. offer title loans to meet all your emergency cash needs. These are short-term loans that can be used for unexpected expenses like a home repair, an emergency dental visit, or a car repair. We understand that emergencies happen and we are there to see you through until the loan is repaid. With a title loan in Lufkin, Texas, you could get a maximum of $15,000 with the exact amount determined by the value of your vehicle.

What You Need To Qualify

If you want a title loan in Lufkin, Texas from us, we require you bring in four important items. Those requirements are a vehicle that is owned by you and in your possession, a clear title to that vehicle, proof of income, and proof of identity such as a driver's license or an ID issued by the state. A clear title means there aren't any liens or judgments against the title, such as a mechanics lien for work not paid or a judgment for an accident for which you are liable.

A lien-free title means you own the car because you paid for it in full. This means you can’t apply for this loan if you are still making vehicle payments. One thing we won’t require from you is for you to have a perfect credit score. While this doesn’t mean there won’t ever be a situation where we won’t check your credit, this does mean we won’t automatically turn you down just because your score may not be where you want it to be. 

Finding A Store Near You

Getting connected to a Texas Title and Payday Loan Services, Inc. store for an auto title loan is easy because there is an online inquiry form. You can fill out the entire form in just a few minutes from the comfort of your home and it will be sent to the Texas location closest to you. We have many stores all over Texas, so there will be one convenient for you. A store representative will contact you to explain the title loan process to you.

They will go over your required documents we need to see and help you schedule an appointment. While we do have many locations for you to choose from to get this title loan, there is another option that you can pick over going into one of our stores. One unique aspect of using this company is you don't have to go to a store! You can tell the representative where you would like to meet a loan representative and they will come to you. 

Regardless of which option you choose, you still must have all your documents and your vehicle with you when you meet the loan representative. They will go over your information and do a quick vehicle inspection to determine its value. You will receive a decision quickly after everything is evaluated. The evaluation and decision could happen in as little as 30 minutes! Those who are approved will get their cash either the day they sign for the title loan or the next business day. 

Relieve The Stress

An emergency causes a lot of stress. First, you must deal with the emergency whether it's a busted water main or a child going to the emergency room. Then, there is the expense of the emergency. That can weigh on you. Talking to a loan representative from Texas Title and Payday Services, Inc. can give you some options you may not have thought of. They will explain what you can expect from your title loan in Lufkin, Texas and are transparent about details.

Send In The Online Form

Nothing can be simpler than filling out the website inquiry form and there is no obligation for you to ever take out the title loan. So if you wanted to just come in and just find out how much you could get without actually taking out a title loan, you can do that! However, a title loan in Lufkin, Texas from Texas Title and Payday Loan Services, Inc. may be the answer to your emergency cash need. Fill out the form to see how this company can help you!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.