The Quickest Way For Finding Out The Car Title Loan Max Amount You Can Get

November 10, 2021 | Mason Roberts

car title loan max amount

The car title loan max amount you can get depends on the value of your car. Texas car title loans are secured loans against the value of your vehicle. As a result, a lot of people wonder what the actual car title loan max amount they can get is.

There actually are several things that can influence the car title loan max amount you receive. But gladly, there is an easy way to get an answer in less than a day.

What Is The Quickest Way To Get A Car Title Loan Max Amount?

Here at Texas Car Title and Payday Loan Services, Inc., we can help you get a loan up to $15,000, pending a valuation of your car.

The quickest way to determine its value and learn how much you may be able to borrow is to start an inquiry with us.

The inquiry process is incredibly fast. It can take less than a day to find out an answer. This includes having your vehicle undergo an inspection, which will allow us to determine exactly how much we can lend you.

What Can Influence How Much You Can Borrow With A Car Title Loan?

The reason why it isn’t simple to list a straightforward number for how big a car title loan max amount can be is due to the uniqueness of every borrower’s situation.

Every vehicle is different. So, we need to get to know you and the vehicle you own to determine the maximum amount of cash you can borrow is. Plus, it’s important to remember that while we may offer you a maximum amount of cash for your online title loan, there is nothing that says you have to borrow that amount. You can borrow less if you wish.

Here are some of the factors that go into deciding what this maximum amount is:

car model

1. Your Vehicle Model

The first thing we will consider is the make and model of the vehicle that you own.

We will look at what your vehicle model would currently sell for on the used market. We gain this information from a regularly updated book on national vehicle prices.

You could get a rough idea of what your vehicle model is currently selling for with a quick Google search. But remember, just because a vehicle is for sale, it doesn't necessarily mean that it is selling for that price.

2. The Condition Of Your Vehicle

There are a few reasons why you will need to meet a representative from your local Texas Car Title and Payday Loan Services, Inc. before we can loan you cash. One of these is to check your government-issued ID and ensure that you genuinely own your vehicle by reviewing your vehicle’s lien-free title. Another is so that we can inspect your vehicle.

During the vehicle inspection, we will be looking for anything that may influence the value of the vehicle if it were to be sold. For example, any issues with the bodywork, vital repairs that need to be carried out, etc.

The value of your vehicle after the inspection is going to be tougher to predict. This is because every vehicle is unique. However, our inspectors are fantastic at their job. This means that they will only find issues that genuinely will impact the value. We aren't going to be picking up on light scratches, etc.

3. Your Personal Circumstances 

When you come to us for a title loan, you will be asked to provide us with details of your income, preferably in the form of a recent pay stub or other proof of income.

We do accept all credit types for title loans. However, we may also bear in mind your credit situation for some loans.

Basically, we are checking how much you will be able to afford to pay back on your title loan.

car valuation

How Can You Get Your Vehicle Valued Today?

Before you can find the car title loan max amount for your vehicle, you need to start an inquiry for a title loans online with Texas Car Title and Payday Loan Services, Inc. This part of the process is simple and can be done in a few minutes.

To fill up the inquiry form for our title loans, you will be asked a couple of quick questions, just so we can get to know a little bit about you. This information will be sent to one of our representatives who will review the information.

Once your information has been reviewed, a representative from your local Texas Car Title and Payday Loan Services, Inc. will call you. They will ask a few questions and ensure that you have the correct required items for a title loan, which are your government-issued ID, proof of income, your vehicle, and its lien-free title. They will also schedule an appointment with you at a location of your choice, including our stores, your home, or any other location.

You will then need to meet the representative from your local Texas Car Title and Payday Loan Services, Inc. location. It is here that they will carry out the vehicle inspection and review your documents. Then they will be able to tell you exactly how much you can borrow.

If you are approved, you will be asked to sign your loan agreement. You will then receive your cash as soon as the same day or the following business day.

Inquire About The Car Title Loan Max Amount Today 

The quickest and simplest way to determine the car title loan max amount you can get is to start the inquiry process for a title loan. By filling in the inquiry form today, you would find the sum of cash you can qualify for by the end of the day!