How To Apply For Installment Loans in Laredo, Texas

If you are trying to get a Laredo installment loan, you have to know what is required of you to get through the process. You don’t want to go into any loan process unprepared and not know what’s about to happen. You want to prepare so you can make the process as smooth as possible and get your money. So, if you are interested in installment loans in Laredo, TX, here is what you need.

Get Prepared And Learn What Is Required For A Laredo Installment Loan

What You Need To Get Installment Loans

To get installment loans in Laredo, TX, you will need a few items. The good thing about going through us at Texas Car Title and Payday Loan Services, Inc. is we make sure to keep the list of items short and easy to remember. You will need your driver’s license or a state-issued photo ID, a checking account statement from an active account in your name, and proof of income in the form of your most recent pay stub.

installment loans in Laredo, Texas

Why Do I Need My Driver’s License Or ID?

When you go for installment loans in Laredo, TX – or really any kind of loan – you have to be of legal age. This means you have to be at least 18 years old. This is why we require you show your driver’s license as proof. And if you don’t happen to have a driver’s license, you can use a state-issued photo ID as proof of your identity instead.

Why Do I Need To Show My Pay Stub Or Checking Account?

Now the next two items you need are proof of your income and your checking account. These items allow us to check your financial situation so we can make sure you are able to repay the Laredo installment loan – if you are approved, of course. To show proof, you can use your most recent pay stub. If you happen to be unemployed, come talk to us and we can go over your options.

You’ll also need a blank banking statement as your last required item with us. This allows us to make sure you actually have a checking account. The checking account you plan on using must also be active and in your name. If your name does not appear on the account, you will not be able to use it for installment loans in Laredo, TX.

Why Get An Installment Loan?

Now that you know what you need and why it is worth understanding why you’d get this installment loan in the first place. Installment loans in Laredo, TX are designed for an unexpected emergency that you can’t handle on your own. This type of loan is meant to help with things like high medical bills, emergency travel, late utility bills, or emergency home repairs.

When you have the required items ready, getting through the process takes less than an hour to complete! We here at Texas Car Title and Payday Loan Services, Inc. make it easy to apply and receive help fast with the support of a loan representative leading you every step of the way. In fact, you don’t even have to come into the store to apply!

Laredo installment loans help

Applying For Your Laredo Installment Loan

Now that you know the required items and why you would get this loan, all you have to do is start the process! Again, before applying for a loan in Laredo, TX, ensure that you possess all the required items. Those are your driver’s license or valid state-issued photo ID, a checking account statement opened under your full legal name, and proof of income which can be your most recent pay stub.

You can fill out the application right online, after which one of our loan representatives from the nearest Texas installment loan location will reach out to you and help you finish the process. Alternatively, you can speak to a representative to apply over the phone. During this time our representative will be happy to answer any of your questions about our installment loans.

Regardless of whether you give us a call or you apply online, you’ll never have to come to the store to complete the next steps! We will arrange to get the items we need and determine if you qualify for approval. If you receive approval, you could get up to $1,500 by the end of that day or during the next business day.

Get Your Laredo Installment Loan Today!

If you’re in a financial bind and could use a hand dealing with your emergency expenses, you may want to turn to installment loans in Laredo, TX through Texas Car Title and Payday Loan Services, Inc. for help. And now you know exactly what you need to get through the process. Now all you have to do is give us a call or apply online today and let our representative help you out.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.