Need Money Fast In Texas? Here Are Your Options

July 14, 2020 | Emma Frost

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There are situations in life that come up that make us need money as quick as possible. Whether it is dealing with emergencies or you’ve forgotten to budget for your necessary expenses and bills, sometimes we need money quicker than we usually make it. While that can seem stressful, you do actually have options when you need quick cash. You can go the traditional route and go with a loan from the bank. Or you could choose a different route, with title loans, payday loans, and installment loans from Texas. Either one of these three loans can help when you are going through a stressful situation that requires you to gather up quick cash.

What Are Title Loans, Payday Loans And Installment Loans?

What Is A Title Loan?

A title loan is a loan you can get when you use your vehicle’s title as collateral. With a title loan in Texas, you could qualify for up to $15,000 to help handle your unexpected emergencies that need to be dealt with right away but you cannot handle them yourself. Title loans differ from traditional loans in many ways. One of those ways is the fact we welcome all credit to apply. With a traditional loan, it can be difficult to get approved when you have bad credit. Here in Texas, your bad credit won’t immediately disqualify you from getting a title loan. If you are dealing with bad credit, you can still apply and we will do what we can to see if we can help you. We also don’t make you go through a long process that you barely understand. We want to make sure you understand everything fully.

What Is A Payday Loan?

A payday loan is a loan you can get when you need cash now and are in between paychecks. With a payday loan in Texas, you could qualify for up to $1,200. This loan pretty much bridges the gap between your paychecks and helps you deal with small emergencies that pop up and need to be dealt with right away. I am talking about emergencies like a pipe suddenly bursts in your home or you get into a car accident and your car needs repairs – these are emergencies that need to be handled right away regardless of if you have the cash to deal with them or not. One thing to keep in mind is we do check your credit prior to approving you or not. But you can still apply and we will do what we can to see if we can give you the help you need.

What Is An Installment Loan?

An installment loan, or commonly referred to as personal loan, is a loan you can get when you need cash quickly for small emergencies and unexpected situations. While similar to a payday loan, the main difference is when you pay back the installment loan. For payday loans, you pay them back by the time your next paycheck comes in – usually within two weeks. With installment loans, you can take some more time to pay back the loan – keeping your stress down even more. With an installment loan, you can qualify for up to $1,500 to help you with your unexpected situations. Say you forgot to pay some bills and you don’t want to deal with those late fees, your installment loan can be used to help you out with those.

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How Do You Get These Loans?

When it comes to title loans, payday loans, and installment loans, the process to get them is easy. The process for either three loans can be started over the phone. Just give us a call, let us know what loan you are interested in, and you can begin the application right with us. Once you are through with the application, if you are interested in a vehicle title loan or an installment loan, you can let the loan representative know what location you want to meet them at and they will travel to you to finish the process. If you want a payday loan then you will have to go to the nearest Texas location to finish the process. Depending on which loan you are getting, there are some necessary items you must bring in order to finish. For title loans you have to bring your state-issued ID, your vehicle, and your vehicle’s title that is in your name and free of prior loans. And for installment loans and payday loans you have to bring in your state-issued ID, a blank check from an open checking account in your name, and your most recent pay stub.

For title loans and installment loans, you have another option to begin the process. You can fill out our online form and wait for our loan representative to give you a call. After the call, you can still let the loan rep know where to meet you and they will do all the leg work. You still have to bring the necessary items for either title loans or installment loans.