We at Texas Car Title and Payday Loan Services, Inc. understand the role a payday loan can play in emergencies. If you need extra cash fast, a borrowing option where you can get approved for emergency cash quickly is a must. When you need to cover costs in just a few days, a cash advance with us can help.
Below, you'll find options for making quick cash when you face emergency expenses you cannot afford. We will also explain how you can get approved for a payday loan in Texas to afford medical bills, auto repairs, and unexpected travel costs.
Top 5 Ways To Get Quick Cash
There are many reasons for needing quick cash: you may have lost your job, experienced a rent increase, or suffered a surprise financial emergency. Whatever the reason, you have plenty of fast financing options when you don’t have enough money in your bank account. You can find side hustle and loan options below to earn money quickly.
Here are five ways to make money fast in Texas:
1. Apps To Sell Items For Cash
There are plenty of apps and websites out there that allow you to sell items you don’t use anymore. If you have any items lying around the house that you don’t use anymore, such as furniture, clothing, Blu-rays, etc., you can make some money by selling them on marketplace applications.
With eBay, you get 250 free listings each month. Since it’s the second-most-visited online marketplace after Amazon, your items won't take long to sell. Facebook Marketplace is a great tool for those who don’t want to deal with different fees. It is available to anyone with a Facebook account and offers a variety of payment options, including cash.
OfferUp is a mobile-friendly platform with millions of active monthly users. All the features you need to start selling right away are free, but like most platforms, you'll need to pay a service fee once your item sells.
2. Do A Quick Side Hustle
There are plenty of hustles that can help you get urgent cash in a matter of days. You can complete in-person and remote side gigs to make extra cash using your skills. Whether you are a writer, graphic designer, or social media specialist, you can make money based on your experience.
Here are just a few examples of side hustles:
- Pet sitting and dog walking: Create an account on Rover or Wag! and set your availability and rates. Both platforms require background checks, so it might take about 5-10 business days for you to get verified. Ideally, you should set up your account beforehand. This will help ensure that when you need the extra cash quickly, you can easily start offering your services without worrying about the verification process.
- Delivery services: Platforms like Uber Eats, DoorDash, and Instacart let you earn money by delivering groceries, food, and packages. The signup process usually takes 3 to 5 days, but sometimes it can be much quicker. The main benefit of these gigs is that you can choose how you get paid. For example, Uber Eats drivers can select either a weekly bank transfer or an immediate cashout after each delivery.
- Reselling: Reselling involves buying an item with the goal of selling it for a higher price. If you find trendy or upscale items at thrift stores, outlets, or online marketplaces, you could potentially earn three times what you paid. Furniture and home décor are also popular categories. And if you’re an experienced DIYer who can breathe new life into old pieces, you’ll soon see extra cash flowing into your pocket.
3. Rent Out Your Room
You can easily rent out an extra room in your house or an extra garage space. You can even rent out your whole apartment or house if you are going to spend a couple of days or weeks out of town. You can sublet your apartment or list your home on apps like Airbnb or Vrbo.
Where you live and the amount of amenities your room or home offers will determine what you can charge to rent out your space. Remember, you will be welcoming a stranger into your home, so make sure you are comfortable with that before pursuing this money-making opportunity.
4. Pawn Something
Pawn shops let you sell items outright or use them as collateral. In the latter case, you'll receive cash for the item and a set time to repay what you owe, including interest, to retrieve the item.
Some of the best items to pawn for cash include jewelry, precious metals, electronics, power tools, collectibles, musical instruments, and sporting goods.
5. Take Out A Payday Loan
One of the quickest ways to get emergency cash is by choosing a payday loan. With this option, you might qualify in just half an hour and receive the money on the same or next bank day.
With a payday loan, you don't need to have valuable assets to secure it. You can get approved as long as you prove your income. Additionally, the loan can usually be repaid with your next paycheck, which means you might be able to settle what you owe in just a few weeks.
There are only a few required items you need to get approved for a cash advance in Texas:
- A state-issued photo ID that displays your full name and age
- Your most recent pay stub to prove your income
- A blank check from an active checking account in your name
How To Get Approved For A Payday Loan
Texas Car Title and Payday Loan Services, Inc. has made sure that the whole process of taking out a loan with us is straightforward and fast. You only have a few steps to complete before you know if you can get approved. When emergency expenses arise unexpectedly, you can get the cash you need with a payday loan in less than 24 hours.
All you would have to do is:
- Spend a few minutes filling out the inquiry form
- Answer the phone from a friendly representative to discuss payday loan terms
- Grab the required items and arrive at the closest Texas store location
- Wait for the expert to verify your documents and determine the amount you qualify for
- Sign the final papers to complete the process
- Receive up to $1,200 later that day or by the next business day
Payday Loan FAQs
Do I need to have good credit?
Your credit score isn't the main factor a lender considers. Instead, they focus more on your income and ability to repay. As a result, you might still get approved even if your credit is poor or nonexistent.
Can I get multiple payday loans?
You must repay your first loan before taking out another one. This prevents borrowers from getting caught in a debt spiral by taking on multiple loans they can't afford to repay.
How can I repay the loan?
Clients typically repay the loan with their next paycheck. We offer a convenient payment portal that allows our customers to make payments online from the comfort of their own homes.
Get Quick Cash With Payday Loans In Texas – Borrow Up To $1,200 Today!
When you need financial relief, Texas Car Title and Payday Loans Services, Inc. can help with a cash advance. Borrow from a future paycheck in less than a day with our simple requirements and quick approval process. Get started today – fill out our online loan form and come into one of our Texas stores to get approved for fast cash in less than 30 minutes!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
