How To Get Funds In A Pinch With Title Loans In Texas

If you’re trying to find options that will let you access fast cash, one choice you have is to come see us at Texas Car Title and Payday Loan Services, Inc. for a title loan in Texas. These loans use your car’s lien-free title as collateral to get you up to $15,000. The good thing is our process is quick and simple for you to get through. In fact, you’ll only need to go through a few steps to find out if you can get this title loan. Keep reading this article to learn the entire title loan process right now.

How Can You Get Title Loan Money In A Pinch?

1. Fill Out Our Online Application

Our title loan process starts with you filling out our online application you can find on our website. This is an easy form to fill out, so it will only take you a few minutes to complete it. Make sure you use an accurate phone number when you enter it into the form because one of our agents will be calling you to go over the rest of the steps, and one of the best ways to ensure you can access the fast cash is by ensuring they reach you with ease.

2. Talk With An Agent

Soon after you submit the application, one of our agents from the nearest store location will reach out to you, so keep your phone handy so you can answer promptly. The agent will answer any questions you might have about how title loans work, and will help you get your required items in order so that you can get through the process and find out if you qualify.

You’re going to need some proof of income such as your most recent pay stub, the lien-free vehicle title in your name, and either your driver’s license or state-issued photo ID to prove you are a legal adult. Get all of these in order, and then the agent can set up a meeting to inspect your vehicle. This inspection can either be at the nearest store or at another location.

3. Attend The Meeting

As we said, the meeting with our other representative can take place wherever you would like, so if you’d rather not come into the store, that’s fine. Simply bring your required items and the vehicle you want to borrow money on to the meeting, and we’ll do the rest. The agent will inspect your vehicle, but this is quick and straightforward, and just allows us to determine how much money we will lend to you if you are approved.

4. Find Out If You Qualify

Once the representative does the vehicle inspection and assess your title and ID, you will learn how much you can get. As we said above, we base how much you can get on your vehicle’s condition and resale value. Our loans range as high as $15,000 for cars in good working condition, so this can be an effective way to access fast cash when you’re facing a financial emergency.

Along with finding out how much you could get, you will also find out if you qualify for approval. If you do, the representative will go over our loan terms and help you finish filling out the paperwork to finish everything. Once that is done, you are free to go! You can also keep your car while you are repaying the loan! And as we said in the beginning, you can get the fast cash either later that same day or the next working day.

What Can You Use Title Loans For?

In general, the money you get from a title loan should only be used to pay off emergency costs that cannot wait. Some examples would include things like urgent travel expenses, medical bills, home repair fees, vet fees, and other unexpected costs that can’t be delayed. In some cases, a title loan might also be used to pay for an unusually high utility bill or something similar.

However, you should not use title loans to pay for non-essentials, like vacations or luxury purchases, or for starting a business. While they are an option for accessing quick funds, they’re not intended for non-essentials, and should not be considered for them. You really should not get any loan for non-urgent items; this has the potential to cause you financial problems down the road. If a cost can be put off until later, it’s generally better to save up for it than to use a title loan to cover it.

Get Your Fast Cash Now With A Texas Title Loan

If you’re looking for fast cash and you can’t wait for more conventional methods of borrowing money, you can get in touch with Texas Car Title And Payday Loan Services, Inc. to find out all about our title loan and how it works. We provide title loans to individuals throughout Texas, helping them get back on track when their finances are hit with an emergency. So if you need fast cash, fill in the fast online application on our website to get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.