Get Your First Title Loan In Less Than An Hour

Getting your first title loan doesn’t require much time or effort when you come to see us at Texas Title and Payday Loan Services, Inc. We’ve made sure that your title loan application will go through a quick process so you can find out soon if you qualify for the money you need.

So, if this is your first time applying for a fast cash title loan, don’t worry! This guide will help you understand everything you need to know about getting started. Keep reading to learn about our loan right now!

How Can You Get A Title Loan In Less Than An Hour?

The entire online title loan process can be easy to complete, even if this is the first title loan you considered to help get rid of your emergency expenses. But as you read above, there are things that you can do to avoid any delays in the process and keep everything moving as smoothly as possible. If you are concerned about your credit, don't be! We welcome all types of credit to apply.  

Here are four good tips for first-timers to help reduce the time it takes to get your car title loan with Texas Car Title and Payday Loan Services, Inc.:

Woman holding wood blocks of a car and money symbol with text Get Your First Title Loan In Less Than An Hour

1. The Sooner You Start, The Better

Title loans are quick and easy to apply for, but none of that makes a difference until you take the first step. In other words, the sooner you start the online application, the quicker you can find out if you can get the money you need! So, take the first step as soon as possible by filling out and submitting the online form. Then, sit back and wait for a representative to contact you by phone and get the ball rolling on your application.

2. Talk To Your Title Loan Representative

Always remember that the loan representative is there to help you. So, be sure to talk to us and ask us as many questions as you want. Clearing up any uncertainties will help you avoid problems and delays in your application. The good thing is you can either give us a call whenever you have an issue or a question or chat with us right online. Either way, we will get you answers to whatever questions or issues you may have.

3. Be Punctual For Your Meeting

The in-person meeting can take as little as 30 minutes to complete – even if you meet the title loan representative somewhere else instead of the nearest Texas store location. So, be sure to show up on time with your car and the required documents. Similar to the first tip we gave you earlier, the sooner your meeting can start, the quicker you can complete your application.

4. Prepare Your Car For Inspection

Lastly, be sure to prepare your car for inspection. Even though title loans only require a few documents to qualify, your application can’t be finalized without a physical inspection of your car because that is what helps us determine how much we can lend to you. The loan representative must check its condition to assess its value. Then, they’ll let you know if you’re approved and, if so, how much money you qualify to borrow.

a gauge for loan approval with ratings of guaranteed

What Do You Need To Qualify For Car Title Loans?

The title loan application process is straightforward and quick, especially with the tips above. Still, you can make sure to keep it that way by doing your part to avoid any unnecessary delays along the way. You can minimize the amount of time it takes to complete the easy title loan process by meeting all of the requirements before you come in to see us. 

Here’s what you need to find out if you qualify for a fast cash title loan:

  1. Minimum age: For starters, you must be at least 18 years old to apply. Even if you’re only a few hours or days shy, you’ll have to wait until your 18th birthday before applying.
  2. Identification: You must also be able to provide valid identification to qualify. Your driver’s license is fine, though you can use another state-issued ID instead.
  3. Car title: As you can tell from the name, your car title is one of the most important items to apply. More specifically, you must have a lien-free or ‘clear’ car title that’s registered in your name.
  4. Income: Your title loan application will also require proof of income to show that you can service a loan if approved.
  5. Vehicle: Finally, you’ll also need to have the car with you for a quick inspection. This is only for the application process, so you can drive your car home afterward and continue using it as you normally do.

Get Started With Your Title Loan Application Right Now!

You can expect a quick and easy online title loan process when you choose Texas Title and Payday Loan Services, Inc., even if this is your first title loan ever. We will do our best to help you get through the easy title loan process quickly so you will find out if you qualify for approval soon.

Don’t deal with your personal emergencies alone. Consider quick car title loans to help with these urgent expenses. Take the first step now by filling out the online inquiry form with your details to get started right now. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.