Can I Get Another Title Loan in Texas if I’m Unemployed?
May 6, 2020 | By Peyton Sawyer
Experiencing a job loss is often the most common reason that someone would need or consider getting a title loan. A lack of income can be devastating to your financial health, especially if you do not have unemployment, or enough unemployment benefits to handle your monthly expenses. When this happens, it can quite overwhelming. Often times resulting in the need for quick cash by searching title loans near me. But, can you get the title loan relief you need if you are unemployed
A title loan is the same as any other loan in that it requires payment. While you can get a title loan in Texas if you are unemployed, the biggest issue is having the funds to make your recurring monthly payment. If you have already used the title loans option in the past, then you know that a title loan is a short-term loan secured by an asset, typically your motor vehicle. Defaulting on a title loan can result in the loss of the vehicle. The title loan amount you receive will need to be repaid over a period of time that will be set up by the title loan lender providing service. The payment schedule you are expected to keep will be detailed in the title loan agreement you have been asked to sign.
Getting a Title Loan in Texas
If you own a vehicle and have proof of ownership, a title loan in TX is a fast and stress-free way to get the cash you need. The requirements needed for title loan approval are fairly simple. If you are at least 18 years of age, and have a valid driver’s license or state issued I.D., a vehicle with a lien-free title, and can provide that vehicle for a quick vehicle inspection to determine its worth, then you may have what it takes to qualify.
Requirements for Obtaining a Car Title Loan
There are very few requirements when obtaining a car title loan. These requirements include:
- A vehicle
- A lien-free title (in your name)
- Valid driver’s license or state issued I.D.
- A quick vehicle inspection (used to determine vehicle’s value)
If you are worried about proof of income or credit don’t be. Unlike a traditional bank loan, all credit is welcome, and representatives will work with you to devise a repayment schedule that works on your limited income. If you have searched for title loans near me, but came up with nothing, you may want to look into the many locations Texas Car Title and Payday Loan Services, Inc. has situated throughout the state of Texas. If you’re your schedule makes visiting one of our store locations is difficult, don’t worry, to make it more convenient we can have a representative come to you.
Getting a Title Loan Online Without a Job
If you cannot find a Texas Car Title and Payday Loan Services, Inc. location convenient to you, or if your schedule does not permit the time to visit, then a title loan online might be just what you need, even if you are unemployed. If you would like to speak with a title loan representative, simply complete the online request form to receive a call back. During the call, the representative will confirm the information you provided, as well as taking the time to answer any questions you may have. If you would like to have a representative come to you, to complete the approval process, be sure to let them know.
Title Loan Relief for The Unemployed
Your world may be turned upside down due to the loss of income, but knowing that you can receive title loan help during these trying time, may offer some comfort. Getting fast money by finding title loans near me in Texas, can make it possible to get on back on track with your expenses, and much more. So, why wait? Take advantage of the title loan benefits today.
Fast Cash Solution
Auto title loans are a fast cash solution when your income has suffered a job loss. With this fast cash option, you can address your expenses, such as medical bills, mortgage payments, or other financial obligations. It is an emergency loan that can help to handle emergent situations.
Quick and Easy Process
The best thing about car title loans is the quick and easy process that can provide you with a cash amount the very same day that you need it. The online request form can help to get the process started immediately, and a call from a representative will take it from there, with quick and friendly service from start to finish.
Peace of Mind
Peace of mind is important when it comes to financial matters. At Texas Car Title and Payday Loan Services, Inc. we realize that, which is why we work hard to ensure that you are treated with the utmost care and receive the financial assistance you need when you need it.