The Faster Way To Get Lubbock Title Loans
There are times when an emergency will hit and you’ll be left wondering how you can title loans in Lubbock, TX quickly. The good news is, if you come see us at Texas Car Title and Payday Loan Services, Inc., you can get title loans online easily. So if you are wondering how the process works with us, use this guide to learn about the quick application process for Lubbock title loans.
The Simple Guide For Fast Title Loans
If you are thinking of getting title loans online with us at Texas Car Title and Payday Loan Services, Inc., you’ll be happy to learn that the process is easy and you’ll quickly find out if you qualify for approval. In fact, in just four quick steps detailed below, you could get through our entire process and find out your chances. Read the rest of this guide to learn exactly how our process works.
1. Have Your Lien-Free Car Title On Hand
The first thing you need to find out if you qualify for Lubbock title loans online is your vehicle. You must also make sure that you are finished paying off your vehicle entirely. This means you can’t owe any payments to a lender, dealership, or previous owner. If you originally paid for your car in full, you should have been given the lien-free title for it upon purchase and your name should be on it.
“Lien-free” means that the vehicle title is free of any outstanding liens. If you recently paid off your car, the previous owner is required by law to release the lien on your car within 10 days of your final payment. If the lien was on paper, you’ll be mailed the lien-free title. If it was electronic, the lender should notify you that the lien was removed and it will later be converted to paper and mailed to you.
2. Get Your Driver’s License Or State-Issued Photo ID Ready
The next thing you need to have is your driver’s license or state-issued photo ID to prove you are 18 years or older in order to apply for Lubbock title loans. If you don’t have a driver’s license available, you can use your state-issued photo ID. Be sure the name on your ID matches the name on your title. If you’ve recently had your name changed for whatever reason, update your ID before you come in.
3. Prove Your Income And Get Your Car Ready
If you want title loans online from us at Texas Car Title and Payday Loan Services, Inc., we will also ask for you to show some proof of income in the form of your most recent pay stub. You will also have to get your car ready. When we meet, we will quickly inspect your vehicle to determine how much money you could get if you are approved. Without these two items, you can’t move on.
Keep in mind that we don’t have specific income requirements. We just need to know that you have a secure way of repaying the loan on time. And when it comes to your vehicle, you can use a car, pickup truck, minivan, or an SUV – so long as your vehicle is in working condition, any of these vehicles can help you get through the process. You can’t, however, use a motorcycle, boat, or trailer for title loans in Lubbock, TX.
4. Apply Online
Once you have your documents and car handy, you can head to our homepage and fill out the title loan inquiry form. All you have to do is click “apply now” under “online title loans” to access this form. This form allows you to officially apply for your online title loans right then. Once you are done with your form, it’s sent to the nearest Texas title loan location and you’ll receive a call from a representative.
During this call, the representative will arrange a time and place to meet to inspect your documents and vehicle. This can either be at the store or we can meet you at another location. Either way, bring the required items so we can inspect your vehicle and assess your information. After the assessment, you’ll know if you qualify for approval. If you are approved, you’ll have your money either on the same day or the next bank business day.
Complete Your Title Loan Inquiry Today!
Lubbock title loans have a short list of requirements, are easy to apply for, and can put up to $15,000 in your pocket by the end of the day. If you own your vehicle, have the required items ready, and need fast cash for an emergency, fill out the inquiry form for our title loans online. Don’t let a broken water heater, medical procedure, overdue rent, or another urgent bill keep raising your blood pressure – title loans in Lubbock, TX are available to help you out.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.