Need An Emergency Truck Repair Loan? Here’s How A Title Loan Helps

Car troubles can strike at the worst times, often leaving you scrambling for solutions. From unexpected engine issues to rattling noises that demand immediate attention, vehicle repairs can quickly become financial emergencies.

According to AAA, annual vehicle maintenance often exceeds $2,000—and that doesn’t even include unexpected repairs. If you need help covering the cost of urgent truck repairs, a title loan is a fast and reliable solution.

What Is an Emergency Truck Repair Loan?

An emergency truck repair loan is designed to help you cope with a sudden financial emergency, such as a visit to the emergency room or last-minute expensive travel. Home and car repairs fall under the category of true financial emergencies. 

While an emergency truck repair loan can come in different forms, such as installment loans and payday loans, title loans are a particularly popular way to cope with a financial emergency.  A title loan uses your vehicle’s lien-free title as collateral, allowing you to borrow up to $15,000

Title loans from Texas Car Title and Payday Loan Services, Inc., you may qualify for a loan of up to $15,000. This is why title loans can go a long way when it comes to emergency truck repairs. To top it all off, you also get to keep the vehicle that you used its title to gain the loan for the duration of the loan.

How Do I Get An Emergency Truck Repair Loan?

Finding a store location that can approve you for an emergency truck repair loan can be both easy and quick. At Texas Car Title and Payday Loan Services, Inc., you may qualify for a title loan in as little as a single day and get your money either that same day or the very next business day.

Our title loan locations are spread throughout the state and our team is dedicated to making the title loan process as easy as possible. While traditional banks require a long list of requirements tacked on to their personal loans, we operate differently. 

To qualify for one of our title loans, you just need the following items:

• A driver’s license or a form of identification issued by the state.
• To be at least 18 years old.
• The lien-free title to your vehicle, which means that your vehicle cannot have outstanding loans or judgments against it. You simply own it outright.
• Your vehicle for inspection. A quick inspection will be performed to help determine how much of an emergency truck repair loan you qualify for.
• Proof of income, such as a recent paystub.

What If I Have Bad Credit? 

Title loans are accessible even if you have a low credit score or no credit history at all. Unlike traditional bank loans, title loan providers don’t require credit checks, and your credit score remains unaffected.

Steps to Get a Title Loan for Truck Repairs

You can start the process entirely online. Simply fill out the online title loan form. You’ll provide some basic personal information such as your name, email address, phone number, and zip code, along with the year, make, model, series, and style of your vehicle.

After you submit the form, one of our friendly loan representatives will quickly give you a call. They will provide an overview of how an emergency truck repair loan works, go over the required items you need, and answer any questions you may have about the title loan process.

From there, you can either head to a Texas Title and Payday Loans, Inc. location of your choice or have one of our representatives go out to meet you wherever you choose. Just make sure to have your vehicle and the required documents with you.

From there, your items will be reviewed in person and a quick inspection will be performed on your vehicle to determine the amount of title loan you may qualify for. If you are qualified and agree to the terms and conditions, you will leave with your vehicle and get the emergency truck repair loan on the same day or the following business day.

Why Choose a Title Loan for Emergency Truck Repairs?

Title loans are a convenient option for covering costly truck repairs. Here’s why they’re a smart choice:

• Fast Approval: Get approved and access funds quickly.
• Keep Your Vehicle: You can continue using your truck while repaying the loan.
• No Credit Check: Approval isn’t tied to your credit score

Get Your Emergency Truck Repair Loan Today

We know that financial emergencies can happen to anyone at any time. If you’re in need of an emergency truck repair loan, simply go online, give us a call at 1-800-514-2274, or visit one of our locations today. We’re here to help!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.