Managing Urgent Bills Before Christmas Using A Payday Loan

Christmas can be a fun time, but the festivities can cause money to run short – especially since emergencies don’t stop just because of the holiday. You can make cuts into holiday spending to help, but you may still need some financial assistance to get through an emergency. The good news is, if you come see us at Texas Car Title and Payday Loan Services, Inc., our payday loan can help you pay for urgent bills. Keep reading to learn more about how this loan can help you out.

How Do Payday Loans Help With Urgent Bills?

When it comes to how payday loans work, it is important to know that they are designed to help close the gap between pay periods. This is a short-term loan that you would get when you are in between pay periods and need extra cash for an expense that can’t wait. This is where the urgent bills come in because these are the type of expenses that cannot wait. This would be expenses like medical bills, sudden home repair, or late utility bills. Basically, any expenses that could get worse if left unpaid.

What Are The Advantages Of Payday Loans?

The biggest advantage of a payday loan is you can get money quickly, usually by the end of the next business day if you are approved with us. That way, you don't have to worry about needing to pay for an emergency and can take care of it fast. Payday loans are repaid by the next pay period as well, so there isn't long-term debt over this kind of loan. Another benefit is we don’t report your loan to any of the three major credit bureaus, so you won't see a dip in your credit score. 

This loan also doesn't inhibit your ability to take out other loans or increase your limit on credit cards because it isn't reported to the bureaus. That means you can still seek those long-term options while managing your emergency with the short-term financing of a payday loan. Basically, this type of loan can give you some breathing room over the holidays when you are suddenly hit with urgent bills. That can ease the burden of dealing with both holiday expenses and unexpected expenses.

The last advantage of getting a payday loan is how simple our process is. While we will go into more detail about what you’ll need to do, you should know that our process was designed to be simple and quick. We don’t make you wait hours just to find out if you’ve been approved. If you make sure you have all the required items with you – which is a short list, by the way – then you will find out within a few minutes from meeting with us if you are approved.

How Is Your Payday Loan Handled Here?

Now that you know what this loan is and how it can help with urgent bills, you should know how we personally handle your loan here. If you are approved, we can offer payday loans ranging from $100 to $1,200, with the amount set for borrowing depending on your current earnings. And what we mean by that is we base how much we can lend to you based on how much your income is and what you can realistically repay to us.

And as we said above, our list of required items is short! We only require three items to find out if you can get this kind of loan. You must have your most recent pay stub as proof of your ability to repay the loan. Another requirement is a driver's license or state-issued photo ID to prove you are not a minor. Lastly, you must have a blank check from an active checking account with you listed as an account holder. 

How Do You Begin The Process?

Once you are ready to begin, just head to our website and fill out the online application or give us a call. Either way, you will speak to one of our payday loan representatives from the nearest Texas Title and Payday Loan Services Inc. so they can explain more about the process of getting fast cash. You will need to bring your required items into a store and let a loan representative assess them. After that, they will let you know if you qualify! The whole in-person process could take around 30 minutes!

Start Managing Your Urgent Bills With Payday Loans!

Filling out the form is a simple way to see if a payday loan from Texas Title and Payday Loan Services Inc. is the right choice for you to fund extra expenses this Christmas. Our payday loan representatives are friendly and waiting to help you! So don’t handle those urgent bills this Christmas on your own! Take a moment to fill out the basic information and see how your holiday can be made merrier! Submit the form today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.