Get Emergency Money With Low Credit - Title Loans Houston
Are you considering Houston car title loans for your emergency cash loans for your alternative financial solutions? If so, there’s nothing to be embarrassed about. Financial emergencies can happen to anyone. A family member can get sick, and you’re faced with very high medical bills. A natural disaster wipes out your crop, and you have to buy seeds to start over. Your house or car needs sudden repairs, and you know that the damage will get worse if you don’t get it fixed right away.
Ideally, you will have some form of insurance or savings that can help cover the cost. But if it’s not enough, you can get emergency cash loans through Texas Car Title and Payday Loan Services, Inc.
Houston Car Title Loans: A Helping Hand In Times Of Crisis
Getting a traditional loan can be difficult if you don’t have a high credit score or a guarantor. Many lending institutions have made approval even harder during the coronavirus pandemic, often rejecting applicants who recently changed jobs or have a few missed payments.
It is our commitment to make it easier and faster for you to decide in favor of responsible borrowing when you need it the most.
There are many reasons to turn to Texas Car Title and Payday Loan Services, Inc. when you need an emergency loan, such as no store visit being required, getting your cash in as little as thirty minutes, and keeping your car while making repayments on your car title loan! Our goal as title lenders is to relieve as much stress as we can from this already stressful situation.
Title Loan 101: What You Need To Know
Title loans are short-term secured loans where you use a vehicle as collateral. It differs from traditional bank loans, or other alternative financial solutions, in several ways. These are the Texas title loan regulations:
- Credit Score: You do not need a high credit score. Even if you have credit issues like bounced checks or bankruptcy or have not had a chance to establish a long credit history, you can still be eligible for a title loan.
- Minimal Documentation: You only need to show the vehicle registration title, government-issued ID, and proof of income to qualify for a title loan in Houston.
- Quick Processing: Many banks have a complicated application process, which includes interviews and follow-up appointments. However, a title loan application can be completed in one day, and as long as you agree to interest rates and terms, you can get the cash the same day or the next business day.
How Much Money Can I Borrow?
Depending on the value of your vehicle, you can practice responsible borrowing for a price up to $15,000. A vehicle inspection determines the value along with industry guidelines.
Can All Vehicles Be Used For Title Loans?
Yes. You can use a car, truck, van, or SUV to apply. Only a few conditions must be met to meet Texas title loan regulations:
- The vehicle must be registered under your name. If it is not, you need to go to the local DMV to have it transferred to you.
- The vehicle must be fully paid.
- The vehicle must be lien-free. That means it cannot have any outstanding loans or judgments against it. However, if a prior loan was already paid off, you can use it to take another loan.
Who Can Benefit from A Title Loan?
Anyone can apply for personal secured loans, but it is particularly helpful for people with these circumstances:
- You do not have a high credit score
- You need to raise the money within 1 to 2 days
- You do not have the time for a lengthy loan application process (i.e. long working hours)
Do I Need To Surrender My Vehicle?
No, with Houston car title loans, as long as you follow the payment schedule, you can continue to use your vehicle while repaying your loan. We understand that you may need it for work or important travel, so the only thing you need to do during the loan application process is to present the registration and the vehicle for inspection.
Where Can I Find Title Loans Houston TX Near Me?
Texas Car Title and Payday Loan Services is one of the most trusted lenders in Texas. We have branch locations all over the state and offer online title loan applications through our website.
Convenient and Reliable
You can use the website to find the car title loan branch nearest you, and either call or visit directly. But if it’s more convenient for you, you can start the application process online.
- Go to our homepage.
- Fill out the online form. This is a very easy form that takes just a minute to fill up. All information is secure and confidential, and you are not obligated to get a loan. We simply use this so our customer service people can contact you and personally assist you.
- One of our loan representatives will call you. We usually respond to queries within the day (or even within minutes) of your query. During the call, he or she will give you more information about title loans and walk you through the process and requirements. If you have any questions, feel free to ask them—we are here to help you!
- The loan representative will send your information to the branch that is most convenient for you to go to. When you’re ready, go there to submit the documents and get a vehicle inspection. You will be told about the loan amount you qualify for, and if you agree, you just need to complete a few forms and receive your cash. This will only take 30 minutes or less!
Access Alternative Financial Solutions Today With A Houston Title Loan!
Getting emergency title loan money is easy with the fast and reliable service that Texas Car Title and Payday Loan Services, Inc. offer.
For more information on how title loans Houston work contact us through the online form by submitting your basic information.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.