FAST CAR TITLE LOANS, PAYDAY LOANS & PERSONAL LOANS IN LUBBOCK, TX

Unexpected expenses can happen at any time. Whether you’re dealing with an urgent car repair, medical bill, overdue utility payment, rent, or another necessary expense, Texas Car Title and Payday Loan Services, Inc. offers several loan options at our Lubbock location.

Qualified applicants may apply for payday loans up to $1,200, car title loans up to $15,000, or installment loans (personal loans) up to $1,500. Each product has different requirements and repayment terms, and our local team can help explain your options.

You’ll find our Lubbock store at 2702 34th Street, on the corner of 34th Street and Boston Avenue, next to Gary’s Service Center and across from Lubbock Impact, Inc.

Loan Options Available in Lubbock, TX

Car Title Loans in Lubbock

A car title loan allows a qualified applicant to use the lien-free title to a vehicle they already own as collateral. Qualified applicants may receive up to $15,000, depending on the qualifying vehicle and its evaluation. If approved, you keep possession of your vehicle and can continue driving it while making payments according to your agreement.

How to Get a Car Title Loan in Lubbock

1. Submit a Request Online – Fill out our online request form to get started.
2. Talk to a Loan Specialist – A Lubbock representative will call to explain the process and let you know what you need to bring.
3. Bring Your Vehicle & Documents – Visit our Lubbock store with a valid government-issued ID, lien-free vehicle title, and your vehicle for a brief inspection.
4. Review Your Offer – If approved, review the available loan amount, rates, fees, and repayment terms before completing the agreement.

You keep possession of your vehicle while repaying the title loan according to your agreement.

Have more questions about Lubbock title loans? Read our Title Loan FAQs.

Cash Advances in Lubbock, TX

Payday Loans in Lubbock

When an unexpected expense comes up before your next paycheck, a payday loan may provide a short-term way to cover the gap. Qualified applicants may receive up to $1,200 based on qualifying income. Payday loans may help with expenses such as rent, groceries, utilities, gas, medical bills, or emergency repairs. Our payday loans with no traditional credit check only require a few items to get started.

How to Get a Payday Loan in Lubbock

1. Apply Online – Start by completing our quick online request form from your phone or computer.
2. Speak With a Loan Representative – A member of our Lubbock team will call to review your information, answer your questions, and explain the next steps.
3. Visit Our Lubbock Store – Bring your valid ID, most recent pay stub or qualifying proof of income, and checking-account information.
4. Review Your Loan Terms – If approved, review the loan amount, fees, repayment date, and other terms before completing the agreement.

Have more questions about Lubbock payday loans? Read our Payday Loan FAQs.

Installment Loans in Lubbock, TX

Texas Car Title and Payday Loan Services, Inc. also offers installment loans, which are a type of personal loan. Qualified applicants may receive up to $1,500 and repay the loan through scheduled payments over time. Unlike a car title loan, an installment loan does not require a lien-free vehicle title or vehicle inspection.

How to Get an Installment Loan in Lubbock

1. Start Online – Complete the online request form with your basic information.
2. Speak With a Representative – Our Lubbock team will contact you to review the process and answer your questions.
3. Bring Your Required Documents – You’ll need a valid driver’s license or state-issued ID, proof of income, and a checking-account statement for an account in your name.
4. Review Your Repayment Terms – If approved, review the amount, scheduled payments, rates, fees, and other terms before completing your agreement.

A credit review is part of the installment-loan application process.

Have more questions about Lubbock installment loans? Read our Installment Loan FAQs.

Why Lubbock Residents Choose Texas Car Title and Payday Loan Services

Texas Car Title and Payday Loan Services, Inc. has been helping Texas residents find emergency loan options for 30 years. Our experienced team offers payday loans, car title loans, and installment loans with a straightforward application process that may take as little as 30 minutes once the required information is available.

Get a payday loan with no credit check, while title-loan customers can use the value of a qualifying vehicle to apply and still keep and drive it while repaying the loan. For those who prefer scheduled payments over time, our installment loans provide another option without requiring a vehicle title as collateral. Start online or speak with our Lubbock team to learn which option may fit your needs.

Frequently Asked Questions

Can I get a payday loan with bad credit?

All credit types are welcome to apply, and a traditional credit check is not required for payday loans. Approval still depends on qualifying income, required documentation, ability to repay, and other eligibility requirements.

Can I get an installment loan with bad credit?

All credit types may apply for an installment loan, but the application includes a credit review. Approval depends on the complete application, proof of income, checking-account information, credit information, and other eligibility requirements.

How fast can I receive funds after applying?

The process is designed for speed. With all required documents and your vehicle present for inspection, many title loan applications are approved in as little as 30 minutes. After approval, funds are delivered via electronic deposit or spend card, often the same day or at the latest the next business day.