FAST TITLE LOANS, PAYDAY LOANS & INSTALLMENT LOANS IN McKINNEY, TX – UP TO $15,000 TODAY

Looking for fast cash in McKinney, Texas? Texas Car Title and Payday Loan Services, Inc. helps local residents access title loans, payday loans, and installment loans up to $15,000, often with same-day approval. Whether you’re dealing with unexpected medical bills, urgent car repairs, or other financial emergencies, our McKinney loan specialists are here to help, even if you have bad credit.

If you’re searching online for “title loan near me,” “title loans in McKinney, TX,” “payday loans near me,” or an online title loan, you’re in the right place.

Why Choose Our McKinney Loan Location?

We’re a direct lender serving Collin County with fast, straightforward loan options.

• Same-day approval with cash up to $15,000
• No credit check required for title and payday loans
• Online loan request form available anytime
• Keep driving your vehicle while you repay a title loan
• In-store help from a friendly local team
• Convenient McKinney location on South McDonald Street

Loan Services Available in McKinney

Title Loans in McKinney

A title loan allows you to borrow money using your paid-off vehicle title as collateral while continuing to drive your car. Loan amounts are based on your vehicle’s value and condition, not your credit score.

Turn your vehicle title into cash without giving up your car. Perfect for handling emergency expenses like bills, repairs, or medical costs.

Title Loan Requirements

• Valid Texas driver’s license or state-issued ID
• Lien-free vehicle title
• Your vehicle for inspection

Learn more about McKinney title loans

Payday Loans in McKinney

Our payday loans offer short-term cash advances based on your income. This option is designed to help bridge the gap until your next paycheck.

Get a short-term cash advance based on your income. Ideal for covering everyday expenses until your next paycheck.

Payday Loan Requirements

• Government-issued photo ID
• Proof of income
• Active checking account

Learn more about our payday loans

Installment Loans in McKinney

Need a more flexible repayment option? Installment loans provide larger loan amounts with fixed monthly payments, helping you manage your budget more easily.

Borrow more with flexible repayment terms. Installment loans allow you to budget with fixed monthly payments.

Installment Loan Requirements

• Valid ID
• Proof of income
• Checking account in your name

Learn more about installment loans

How to Apply for a Loan in McKinney, TX

1. Complete the secure online request form on this page
2. A local McKinney loan specialist contacts you to review your information
3. Visit the store with the required items
4. Complete a short vehicle inspection (for title loans)
5. Receive your cash, often the same day

Many customers finish the process in as little as 30 minutes.

Apply Online for a Title or Payday Loan in McKinney Today

When unexpected expenses arise, you don’t have to wait. Start your online title loan or payday loan application today or visit our McKinney location to speak with a knowledgeable loan specialist. Texas Car Title and Payday Loan Services, Inc. makes it easy to explore your options and get fast cash when you need it most.

1304 South McDonald Street
McKinney, TX 75069-7116
(469) 742-0414

Our office is located across the street from The Cotton Mill, between Tovi Motors and Vapor N More. We proudly serve McKinney, Allen, Melissa, Fairview, Princeton, and surrounding Collin County communities.

Frequently Asked Questions

How much can I get with a title loan in McKinney, TX?

Title loan amounts depend on your vehicle’s value, condition, and documentation. After a brief in-store inspection, we’ll let you know exactly how much you may qualify for, up to $15,000.

Can I keep driving my car with a title loan?

Yes. With a title loan, you keep possession of your vehicle while your lien-free title is used as collateral.

Is it easy to get approved for a loan in McKinney?

Approval is designed to be simple. As long as you bring the required items, our McKinney team will guide you through the process step by step. All credit types are welcome to apply.