Texas Car Title and Payday Loan Services, Inc.
Your Selected Store
| Monday-Friday | 10AM-6PM |
| Saturday | 10AM-5PM |
| Sunday | Closed |
FAST TITLE LOANS, PAYDAY LOANS & INSTALLMENT LOANS IN McKINNEY, TX – UP TO $15,000 TODAY
Need a fast cash advance in McKinney, TX? Texas Car Title and Payday Loan Services, Inc. helps local residents get title loans, payday loan cash advances, and installment loans, often with same-day approval. Depending on your income and vehicle value, you could qualify for up to $15,000, even if you have bad credit.
If you’re searching for “title loan near me,” “payday loans near me,” or “cash advance McKinney,” you’re in the right place.
Our office is located across from The Cotton Mill, between Tovi Motors and Vapor N More. We proudly serve McKinney, Allen, Melissa, Fairview, Princeton, and surrounding Collin County communities.
Why Choose Our McKinney Loan Location?
Customers choose Texas Car Title and Payday Loan Services, Inc. because we focus on speed, clarity, and local service.
- Same-day approval with cash up to $15,000
- No credit check required for title loans and payday loans
- Online loan request form available anytime
- Keep driving your vehicle while you repay a title loan
- In-store help from a friendly local team
- Convenient McKinney location on South McDonald Street
Loan Services Available in McKinney
Title Loans in McKinney
A title loan in McKinney allows you to use your paid-off vehicle title to access fast cash while continuing to drive your car, truck, or SUV. Loan amounts are based on vehicle value and condition, not your credit score, making this a popular option for larger expenses.
Title Loan Requirements
- Valid Texas driver’s license or state-issued ID
- Lien-free vehicle title
- Your vehicle for inspection
Learn more about McKinney title loans
Payday Loans in McKinney
Our payday loans in McKinney, TX provide short-term cash advances based on your income. This option helps cover everyday expenses between paychecks and can often be started online.
Payday Loan Requirements
- Government-issued photo ID
- Proof of income
- Active checking account
Learn more about our payday loans
Installment Loans in McKinney
An installment loan offers larger borrowing amounts with fixed monthly payments over time. This option is ideal if you prefer predictable payments and more flexibility than a short-term loan.
Installment Loan Requirements
- Valid ID
- Proof of income
- Checking account in your name
Learn more about installment loans
How to Apply for a Loan in McKinney, TX
- Complete the secure online request form on this page
- A local McKinney loan specialist contacts you to review your information
- Visit the store with the required items
- Complete a short vehicle inspection (for title loans)
- Receive your cash, often the same day
Many customers finish the process in as little as 30 minutes.
Apply Online for a Title or Payday Loan in McKinney Today
When unexpected expenses come up, you don’t have to wait. Start your online title loan, payday loan, or installment loan application today, or visit our McKinney location for in-person assistance.
1304 South McDonald Street
McKinney, TX 75069-7116
(469) 742-0414
Frequently Asked Questions
How much can I get with a title loan in McKinney, TX?
Title loan amounts depend on your vehicle’s value, condition, and documentation. After a brief in-store inspection, we’ll let you know exactly how much you may qualify for, up to $15,000.
Can I keep driving my car with a title loan?
Yes. With a title loan, you keep possession of your vehicle while your lien-free title is used as collateral.
Is it easy to get approved for a loan in McKinney?
Approval is designed to be simple. As long as you bring the required items, our McKinney team will guide you through the process step by step. All credit types are welcome to apply.