What Do I Need For A Title Loan In Dallas, TX?
There might be situations in life that leave you asking, “what do I need for a car title loan in Dallas, TX?” quickly. Car Title loans are an easy way to raise emergency money. And when you come to Texas Car Title and Payday Loan Services, Inc., you can get through our process quickly so you can find out if you qualify for approval. So, if you are ready to begin, read our guide right now to learn more about this loan and what kind of process you should expect when you come to see us.
What Exactly Is Required For Title Loans In Texas?
Get The Required Items Ready
Since a title loan uses a vehicle title loan as collateral, the single most important requirement to find out if you qualify for eligibility is to be the owner of a vehicle with a lien-free title. So, first you need to present proof of ownership. This means your vehicle also has to be paid off entirely and your title free of any outstanding liens or judgments. Your name must also be on the vehicle title in order for you to use it as collateral.
Keep in mind that your name has to appear on the vehicle title the way it appears on your driver’s license or ID. If the vehicle title is registered under somebody else’s name, or if the name on the title and the name on your ID doesn’t match – because you got married or there was some kind of clerical error – then you need to go to the DMV to have it transferred or changed before you can come see us for a title loan.
The second thing you need to prove is your age and identity when you meet with one of our title loan representatives in person to answer the question “what do I need for a title loan in Dallas, TX”. This means you will also have to present either your driver’s license or your state-issued photo ID. This is to prove that you are at least 18 years old or older. Keep in mind that minors will not qualify for this loan with us – or any loan lender in Texas.
The third and final item you need to present is your vehicle that matches the vehicle title in your name. While we are using your vehicle title as collateral and not the vehicle itself, we still need the vehicle for a quick inspection. Once those requirements are met, you no longer have to worry about asking “what do I need for a title loan in Dallas, TX?” because you’ll have the items necessary for us to assess you and tell you your chances of approval.
Why Do I Need A Vehicle Inspection?
You’ve got the title, you’ve got the ID — you now may be wondering why you have to bring your vehicle for inspection as part of asking “what do I need for a title loan in Dallas, TX?”. As we said above, we are using your vehicle’s title as collateral. This means we won’t have to keep your vehicle while you are repaying the loan. This does not mean, however, that we can just tell you if you qualify without seeing your vehicle first.
The vehicle inspection determines the loan amount you can qualify for if we determine you qualify for approval. Though the maximum loan amount is $15,000, your personal loan limit depends on your vehicle model, age, mileage, and condition. During the vehicle inspection, the loan representative will be able to determine your vehicle’s market value based on industry standards. This step only takes a minimum of 30 minutes, and you’ll know right away how much you can borrow if you are approved.
How Do I Apply For Title Loans Right Now?
Now that we’ve answered your question “what do I need for a title loan in Dallas, TX?” the next logical question is how do you apply for one with us? The good news is we make it easy to understand! All you have to do is fill out the online inquiry form, and a loan representative will contact you to walk you through the process. If you still have any questions about getting title loans or have any personal concerns, feel free to raise this during the call — we are here to help!
When you’re ready, go to the nearest Texas title loan location – or another location, if you’d rather not come to the store – with the lien-free vehicle title, valid ID, and the vehicle for inspection. One of our loan representatives will assess your items and inspect your vehicle to determine if you qualify for approval. If the loan is approved, you just need to sign a few forms and you get your cash either the same day or the next business day.
Get The Title Loan You Need Right Now
As you can see, it doesn’t have to be difficult when you are wondering “what do I need for a title loan in Dallas, TX” for quick cash. Are you ready to get your car title loan, or have other questions about our process? We here at Texas Car Title and Payday Loan Services, Inc. are here to help you out. We want to make sure this is a convenient process for you. So, once you are ready, fill out the online form to get started.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.