Can You Get Texas Car Title Loans With No Job?
When an emergency hits, you may wonder: Can I get a car title loan with no job? The good news is yes, you can still qualify for a Texas title loan even if you're unemployed—as long as you have an alternative source of income.
In this guide, we’ll cover:
- How Texas title loans work for unemployed borrowers
- The requirements for car title loans
- How to apply and get cash fast
Let’s dive in!
How to Get a Car Title Loan Without a Job
In today’s day and age, many individuals make money through various means outside traditional employment. From selling homemade goods and investing in the stock market to freelancing and network marketing, the options are endless.
Texas Car Title and Payday Loan Services, Inc. recognizes this shift and doesn’t view employment status as a sole indicator of financial stability. Instead, we require proof of income, which can come from various sources.
What Do You Need for a Texas Car Title Loan?
You can get car title loans with no job through Texas Car Title and Payday Loan Services, Inc. by providing the following items:
- State-Issued Identification: You must be 18 years or older. Acceptable IDs include a valid driver’s license or state-issued ID card.
- Lien-Free Vehicle Title: The title must be in your name and fully paid off.
- Your Vehicle: It will be inspected to determine the loan amount.
- Proof of Income: Discuss acceptable forms of income proof with our loan representative.
Learn more about title loan requirements.
How to Qualify for Car Title Loans with No Job
State-Issued Identification
To get car title loans with no job, you will need to be 18 years or older to put in a request form and be eligible to apply. Accepted forms of IDs include a valid driver’s license or a state-issued ID card.
Lien-Free Vehicle Title
Your vehicle title will be used as collateral. In order to use the vehicle title for a car title loan, it needs to be under your name and be lien-free (fully paid off).
Your Vehicle
Before you worry about handing over your vehicle along with the title, don’t! The great thing about a car title loan is that you get to keep your car and use it just like you did before.
Texas car title loans require a sales representative to physically inspect the condition of your car to determine the loan amount. That’s why the vehicle is needed during the process.
Proof Of Income
As mentioned above, getting car title loans with no job is possible. Speak with our loan representative about your proof of income to determine what documents you should bring. The representative will help you feel clear about the requirements of our car title loans.
Texas Car Title Loans For Emergencies
Emergencies tend to occur when you least expect it, and with them come unexpected expenses.
Whether it is an unexpected, urgent trip, home, or auto repair, or a bill from an emergency room visit, those finances can sneak up on you.
If you don’t have a more mainstream nine to five job, your options may seem limited, but getting car title loans with no job can be an option worth considering.
Where to Get a Texas Title Loan With No Job
Texas Car Title and Payday Loan Services, Inc. has multiple locations you can choose from, but you can also start the process online (more on that below). They offer car title loans with no job needed for borrowers. They are also familiar with and will work with all types of income.
How Much Can You Borrow with a Car Title Loan?
The amount you qualify for depends on your vehicle’s value. Texas Car Title and Payday Loan Services, Inc. offers title loans up to $15,000 based on:
- Vehicle make, model, and year
- Mileage and overall condition
- Resale value
The better condition your car is in, the higher the loan amount you may qualify for.
How to Apply for a Texas Car Title Loan
Texas Car Title and Payday Loan Services, Inc. offers a quick and easy process for you to obtain a car title loan both online and in-store. You simply need to:
- Fill out the online form on Texas Car Title and Payday Loan Services, Inc., or call 1-800-514-2274 to speak to a representative.
- A representative will require the previously mentioned documents necessary for a car title loan and set up a time and location (which can be one of our stores or a location of your choice) for vehicle inspection.
- Once the inspection is complete a representative will inform you whether you qualify, and if you do, they will tell you the loan amount and walk you through the final paperwork.
- Your loan will be deposited into your account on the same day or the following day.
And the best part is that this entire process can take as little as 30 minutes.
Why Choose Texas Car Title Loans?
A Texas title loan can be a lifesaver during an emergency. With no job required, you can still access fast cash.
- Borrow up to $15,000
- No job required – alternative income accepted
- Get approved in as little as 30 minutes
- Same-day funding available
Don’t wait—get your Texas car title loan today!
Apply online now or call us at 1-800-514-2274!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.