The Secret To Stress-Free Borrowing With Installment Loans

When you are going through emergencies, you might be thinking about borrowing money from loans to help you out. One loan you should consider is an installment loan from us at Texas Car Title and Payday Loan Services, Inc. when you really need fast money.

Installment loans can get you the money you need and allows you to repay in manageable installments. So, if you are in need of help, keep reading to learn more about this loan and how you can get one.

Learn How Installment Loans Can Help You Out

What Exactly Is An Installment Loan?

As we said before, signature installment loans are loans that you repay in monthly installments. But how do installment loans work differently from our title loans or our payday loans?

Well, unlike a title loan, installment loans are unsecured and don’t require you to put up any personal items as collateral. Unlike payday loans that are due by your next paycheck, you have more time to repay us. This means you are able to easily work the repayments in your monthly budget.

When it comes to how we determine if you qualify for this loan, we base it on your ability to repay the loan and your financial situation. This means we have to take a long look at your finances and run a quick credit check before we determine if you qualify.

Then your signature acts as a promise to repay the loan on time. This is precisely why this loan is called a signature installment loan. If you are wondering how much you could get, you could get up to $1,500.

relaxed woman looking at installment loans

Benefits Of Installment Loans

Besides getting you money for emergency expenses, there are a few benefits to getting installment loans with us. The first benefit is what we mentioned above, the fact that you don’t need any collateral to get this loan.

This means you don’t have to worry about needing something substantial like a car to put up as security. The next benefit is you will get your decision quickly. We here at Texas Car Title and Payday Loan Services, Inc. don’t make you wait days or weeks just to find out if you’re approved.

The last benefit is how quickly you get the money if you are approved. We will go over the process in more detail, but if you are approved, you could get the money either on that very same day or the next bank business day at the latest.

This means we don’t make you wait days for the money to appear. We know you need that money quickly for your emergency. It is the whole reason you are borrowing in the first place. We’ve made sure that you get your money quickly.

What Is Required To Get This Loan?

Now that you know what this loan is and how it works, you should know more about our easy required items. These are the items we absolutely need to see before we are able to tell you if you qualify for approval or not and how much we can lend to you.

As we mentioned above, we don’t make you bring in a lot of items. You must have your driver's license or a valid state-issued photo ID, a blank check from an active checking account in your name, and your most recent pay stub to prove your income. 

As we stated at the beginning of the guide, we will check your credit as part of the process for an installment loan. This helps us get a full picture of your financial situation. However, the loan doesn't necessarily require perfect credit.

Those who are concerned or wondering what credit requirements are should ask when they speak to a loan representative to go over their chances of getting approved. Remember, if you don’t qualify for this loan, we do have two other loans you can look into.

How To Apply For The Signature Installment Loan

The first step in applying for an installment loan is to fill out the online inquiry form that you can find on our website. A loan representative in the nearest Texas installment loan store closest to you will call you to explain the process and answer your questions.

They will also schedule a time for you to go into the store with your required items. Make sure you remember to bring the required items to meet with a loan representative in the store so the process doesn’t have to stop abruptly.

Once you come in, one of our loan representatives will assess them, run a quick credit check, and determine whether you are eligible for an installment loan. This process happens quickly and you will find out how much we can lend to you and if you qualify for approval.

Those who are approved will then learn about the loan terms. If you agree with the terms, you can then go ahead and sign the loan agreement. Once done, you can get your money either the same day or the next business day. 

application for installment loans

Get The Installment Loan You Need Today

Borrowing for an emergency doesn't have to cause worry and you don’t have to handle emergencies alone. You can work with us at Texas Car Title and Payday Loan Services, Inc. to get the money you really need. Installment loans could be the help you are looking for if you are thinking about borrowing money.

As you can see from this guide, we’ve made the process simple and quick for you to find out if you can qualify. So don’t hesitate any longer and fill out the form today to find out how we can help you out today.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.