Security Features Provided For A Safe Application Process

When it comes to applying for title loans or payday loans, there are certain security features you need to make sure your loan company offers you. If your loan company doesn’t offer these features, there is no way to make sure the application process is actually safe.

So much is done online now, so it is vital that you go to a company that values your safety. To help you out, make sure the website is secure, that your information is kept confidential, you know how to contact the business directly, and that the business is transparent.  Learn more about these four things you need to look for in your loan lender to make sure they are actually keeping you safe. 

Here Are Four Ways You Can Make Sure Your Application Is Safe

1. Make Sure The Website You Use Is Secured 

The first thing you need to make sure of whenever you use a website for a loan is that the website is actually safe. While you’d assume every website you go to is automatically safe, that isn’t actually the case.

There are plenty of websites out there that are not safe and are actually stealing your private information. One way to make sure a website is secure is to look for the little security lock at the top left on the address bar in your browser.

What this lock means is any information sent between you and your loan lender online cannot be read by any third party. This means the site is secured with a digital certificate. If you notice that your loan lender’s website does not have this security lock, this means that the website is not secured and that there is a chance a third party can steal any information you share with that lender online.

woman looking for security features online

2. Make Sure Any Private Information You Give Out Is Kept Confidential 

Once you’ve made sure the website is secured, you want to also make sure that any information you submit is kept confidential throughout the entire application process. What do we mean by this? Well, you want to make sure that only the representative you are dealing with is looking at your information. If your lender does not promise to keep your information confidential and only use it when absolutely necessary, that is an indication that they don’t have your safety as a priority.

3. Make Sure You Know How To Contact The Business Quickly 

Besides making sure everything is secured and that your lender is keeping your information safe, you should also be able to quickly find the contact information for the loan lender. Being able to find this information quickly means you are able to get the help you need right away if you ever run into an issue or have a question about something. If you can’t get in touch with a live person quickly, that is a red flag that certain security features are not a priority.

4. Make Sure The Business Is Transparent

Knowing who the business is, how long they've been in business, and their reputation can go a long way to making sure you have a safe application process. When you are seeking a loan, you want to make sure the private lender can be trusted with your personal information. This means making sure that they are being as transparent with you as possible. If you are noticing that their processes aren’t clear, that could mean they are trying to pull the wool over your eyes and aren’t keeping you safe.

Here Is Our Application Process

Those living in Texas have the advantage of having a private lender who cares about securing your private information. We here at Texas Title and Payday Loan Services, Inc. make sure to meet the above criteria to keep you as safe as possible. In fact, whether you are going for a title loan, payday loan, or a signature installment loan, we make sure the application process is as safe and simple as possible.

checking for secured website

Our process for any of our loans starts by you filling out the application form online. Make sure you are filling out the correct form for the loan you want, since we do offer three loans! The form is securely sent to the nearest Texas store. A loan representative will call you about your interest. They can also help you make an appointment either at the store – if you are going for a payday loan or an installment loan – or they can meet you somewhere else – if you are going for a title loan. 

The loan process will be done in person so none of your confidential information is available online. The process for either of the three loans can take as little as 30 minutes to complete and find out if you qualify for approval. We will also go over the loan terms that are detailed in the paperwork so we can make sure you understand your requirements with any of the loans. Once you’ve signed the loan agreement, you will get their money either the same day or the following business day.

Begin Our Application Process Right Now

When it comes to your private information, you need to make sure your loan lender is keeping you safe. Your process should be one that you feel comfortable going through. If you don’t that is a big indication that you need to go somewhere else.

We here at Texas Car Title and Payday Loan Services, Inc. value your safety and make sure we are as transparent as we can be. So the next time you need a title loan, payday loan, or installment loan, fill out the online application to get started!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.