San Antonio Auto Title Loans For Texans Who Need Fast Cash
If you’re dealing with a time-sensitive problem that might escalate if not dealt with quickly, you might want to look into getting auto title loans.
Auto title loans are secured short-term fast loans. They’re accessible – requiring only a few items to qualify – and easy to apply for – in fact, you can do it online without spending time on an in-store visit. You also could get the cash deposited right into your account, making it quite an optimal option for those who need cash on short notice.
What Do I Need To Qualify For Auto Title Loans?
To put it very short, auto title loans are designed specifically for car owners. This means you need to be of legal age and outright own your car to be eligible for a title loan. Your title must also be in your name and free of outstanding liens or judgments.
Most private lenders have very few qualifying requirements for title loans, and Texas Car Title and Payday Loan Services, Inc. is no exception. You will only need to provide 3 items to qualify for our San Antonio auto title loan. Here are the items you need:
- A driver’s license or state-issued photo ID. For anyone, no matter who you are, trying to apply for a title loan at Texas Car Title and Payday Loan Services, Inc., you have to be of legal age, and having your driver’s license or ID proves your age and identity.;
- Your car for inspection. As mentioned above title loans are secured loans. This means they require your car title to act as collateral. But even if your vehicle isn’t the collateral, your vehicle’s condition and resale value will help us determine how much you could qualify for;
- The car’s lien-free title in your name. Outright owning your car means that it cannot be financed or have any other outstanding financial obligations – like liens or judgments – against the title nor can the title be in another person’s name.
Can I Get Auto Title Loans If My Credit Is Bad?
All credit types are welcome to apply for auto title loans at Texas Car Title and Payday Loan Services, Inc. to get through our process.
This means you can qualify for the loan regardless of your credit being good, bad, or even outright nonexistent. As long as you have the required items, you can apply, no matter the state of your credit. You don’t even have to worry about them impacting your credit history.
Getting auto title loans at Texas Car Title and Payday Loan Services, Inc. won’t impact your credit history at all. For the loan information to go on the credit report, it must be reported to credit agencies by the lender. Texas Car Title and Payday Loan Services, Inc. doesn’t report its loan information to any credit agencies – so it won’t affect your credit history in any way, shape, or form.
Do I Still Qualify For Auto Title Loans If I’m Unemployed?
The best part about us is you can still qualify for San Antonio auto title loans even if you’re unemployed.
Having a regular paycheck isn’t a necessary qualifying requirement when it comes to title loans. You can potentially use alternate payoff means such as unemployment benefits, court-mandated payments, welfare benefits, even savings. We will go more into detail about this during our meeting.
Will I Lose My Vehicle During Loan Repayment?
You might be afraid of losing your vehicle while you are making loan repayments. We are here to tell you that this is a big misconception. We are holding onto your title, not the vehicle itself. The car stays with you and you’re free to drive it around the same as before while paying the loan off. Just make sure to stick to the repayment schedule.
How To Get Auto Title Loans
First things first, get the aforementioned required items – the state-issued photo ID or driver’s license, your vehicle, and the vehicle’s lien-free title in your name – in order. As long as you have them ready to go, getting through the auto title loans process should be easy.
You don’t even need to visit the store to start the application process – you can easily do so online, from the comfort of your own home. Just go to the Texas Car Title and Payday Loan Services, Inc. website, fill out and submit the online form for a title loan.
As soon as the form gets processed – which shouldn’t take long at all – you’ll get a call from the loan representative who’ll provide further instructions, answer any questions you might have, and schedule an appointment for you at a location of your choosing.
Take the required items to the appointment with the loan representative. They’ll perform a quick inspection of the car as well as assess your documents to determine if you qualify for the loan. If you get approved for the loan, you’ll finish up with the paperwork then and there, and get the cash you qualified for – which could be up to $15,000 – deposited into your account.
This entire procedure typically takes no more than 30 to 45 minutes to complete. Getting an auto title loan could help you out when you really need it. Our website has all the information you need and you can call us during any part of the process to ask us questions. Once you feel ready to get started, head on over and fill out the online form.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.