What Is Required To Qualify For A Payday Cash Advance?

Are you considering a payday loan to manage unexpected expenses while waiting for your next paycheck? At Texas Car Title and Payday Loan Services, Inc., we make the process straightforward. To qualify, you only need three essential items. Here's everything you need to know to get started.

Learn What You Need For A Payday Loan Right Now

The good thing about the required items from us at Texas Car Title and Payday Loan Services, Inc. is we don’t have a super long requirement list. We want this process to be simple for you to quickly find out if you qualify for this loan. This is why we only require you to have three items with you. Follow this guide now to learn what is required of you for this payday cash advance.

You Need Your Most Recent Pay Stub

The first thing you need to find out if you qualify for a payday loan is your most recent pay stub. This should make one thing pretty obvious: if you want to get a payday loan cash advance, you actually need to have a payday, which means you need to have proof of income. Since this loan is unsecured – meaning you don’t need collateral – you need to show proof you have the income to pay back the money on time.

You don't necessarily need to have a traditional job, but you have to be able to prove that you have a regular income at predictable intervals. And if you don’t happen to have employment right at this moment, we might be able to accept other forms of income if you have the right paperwork to prove it. Just come talk to us about this and we will go over your options.

You Need Your Driver’s License

Aside from proof of income, you will need your driver’s license as well. Your driver’s license is used to prove your identity. After all, we need to know that you are who you say you are and that you are of legal age – which is 18 years or older. Remember, minors can’t apply for this kind of loan with us. You also need to make sure that your license is a Texas driver’s license.

Now, if you don’t happen to have your driver’s license at this very moment, that is okay as well. Instead of a driver’s license, you can use your state-issued photo ID. You just have to make sure that, like your license, your ID is issued in Texas and has your photo on it. As long as your ID meets these two requirements, you can use it instead of a driver’s license to prove your age and identity.

You Need A Checking Account

The last item you need is an active checking account in your name. To prove you have one, you can use a blank check from the account. Keep in mind that this checking account needs to be in your name, it can't belong to someone else. But if you have an active checking account, along with proof of income and your ID, then you already have everything you need in order to qualify for a payday cash advance.

How To Get A Payday Loan With Us

If you’ve gone through this guide and feel confident you have the required items ready, you can begin the process at Texas Car Title and Payday Loan Services, Inc. for the loan you need. We have a simple and easy process that you can get through in around 30 minutes to find out if you qualify for approval. Call us directly or submit an inquiry form here on our website to begin the simple process.

If you fill out the online form, a representative from the nearest Texas payday loan location will get in contact with you to organize an appointment for you to come in with your required items. The representative will verify your documents to determine whether or not you qualify for a payday cash advance and how much you qualify for if you do. If you qualify, we will go over the loan terms and help you finish the paperwork.

How to Get a Payday Loan

Once you have these three items ready, here’s what you can expect:

Start the Process:

• Fill out the online inquiry form or call us to schedule an appointment.

Meet with a Representative:

• Bring your required items to your local Texas payday loan location.

Quick Verification:

• A representative will review your documents and let you know if you qualify.

Get Your Loan:

• If approved, complete the paperwork and receive your funds—often in just 30 minutes!

FAQs About Payday Loans

How much can I borrow with a payday loan?
Loan amounts vary depending on your income and our assessment.

Do I need perfect credit to apply?
No, payday loans are designed to help individuals with all credit types.

Gather Your Items and Apply Today!

Now that you know what’s required, start gathering your documents and contact us to begin the process. Payday loans can be a quick solution to short-term financial needs. Reach out to Texas Car Title and Payday Loan Services, Inc. for assistance today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.