What Is Required To Qualify For A Payday Cash Advance?

If you're dealing with unexpected expenses, a payday loan can help you get fast cash before your next paycheck. But what is required for a payday cash advance? At Texas Car Title and Payday Loan Services, Inc., we make it easy. You only need three essential items to qualify.

In this guide, you’ll learn:

• What’s required for a payday loan?
• How to apply and get approved quickly
• Answers to common payday loan questions

Let’s get started!

What Do You Need for a Payday Loan?

The good thing about the required items from us at Texas Car Title and Payday Loan Services, Inc. is we don’t have a super long requirement list. We want this process to be simple for you to quickly find out if you qualify for this loan. This is why we only require you to have three items with you. Follow this guide now to learn what is required of you for this payday cash advance.

Proof of Income (Your Most Recent Pay Stub)

The first thing you need to find out if you qualify for a payday loan is your most recent pay stub. This should make one thing pretty obvious: if you want to get a payday loan cash advance, you actually need to have a payday, which means you need to have proof of income. Since this loan is unsecured – meaning you don’t need collateral – you need to show proof you have the income to pay back the money on time.

You don't necessarily need to have a traditional job, but you have to be able to prove that you have a regular income at predictable intervals. And if you don’t happen to have employment right at this moment, we might be able to accept other forms of income if you have the right paperwork to prove it. Just come talk to us about this and we will go over your options.

Don't have a traditional paycheck? No problem! If you have a steady income, we may accept other forms of proof. Contact us to check eligibility.

A Valid Texas Driver’s License or State-Issued ID

Aside from proof of income, you will need your driver’s license as well. Your driver’s license is used to prove your identity. After all, we need to know that you are who you say you are and that you are of legal age – which is 18 years or older. Remember, minors can’t apply for this kind of loan with us. You also need to make sure that your license is a Texas driver’s license.

Now, if you don’t happen to have your driver’s license at this very moment, that is okay as well. Instead of a driver’s license, you can use your state-issued photo ID. You just have to make sure that, like your license, your ID is issued in Texas and has your photo on it. As long as your ID meets these two requirements, you can use it instead of a driver’s license to prove your age and identity.

An Active Checking Account (With a Blank Check)

The last item you need is an active checking account in your name. To prove you have one, you can use a blank check from the account. Keep in mind that this checking account needs to be in your name, it can't belong to someone else. But if you have an active checking account, along with proof of income and your ID, then you already have everything you need in order to qualify for a payday cash advance.

Find a payday loan location near you.

How to Get a Payday Loan With Us

Once you have the required items, getting approved is quick and easy:

Start the Process:

• Fill out our online inquiry form or call us.
• A loan representative will contact you to schedule an appointment.

Meet With a Representative:

• Visit a nearby Texas payday loan location with your required items.

Quick Verification:

• Our loan expert will review your documents.

Get Your Loan:

• If approved, complete the paperwork and receive cash in just 30 minutes!

Apply for a payday loan today.

FAQs About Payday Loans

How much can I borrow with a payday loan?
Loan amounts vary depending on your income and our assessment.

Do I need perfect credit to apply?
No, payday loans are designed to help individuals with all credit types.

Can I get a payday loan if I already have a title loan?
Texas law does not allow multiple short-term loans at the same time. Learn more here.

Get Fast Cash – Apply for a Payday Loan Today!

Now that you know what’s required, start gathering your documents and contact us to begin the process. Payday loans can be a quick solution to short-term financial needs. 

Start your payday loan application now and get cash today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.