A financial emergency doesn’t usually wait for the right moment. When a bill or sudden expense appears, payday loans in Arlington, TX can offer a fast way to get through the situation without added stress. Before you take out a loan, it helps to understand how payday loans work, what they can cover, and the key things to consider.
5 Reasons to Consider Arlington Payday Loans for Urgent Bills
Whether it is the fast process or how quickly you can get a cash advance, various benefits can sway your decision to get payday loans in Arlington, TX. And Texas Car Title and Payday Loan Services, Inc. is here to help and explain the advantages of this type of loan.
You shouldn’t have to deal with your urgent bills alone. So, if you are finally ready to get the help you need, here are five reasons you should seek out a payday loan near you.
1. You’ll Get The Payday Loan Money Fast
When you’re dealing with a real emergency, waiting days or weeks simply isn’t an option. Traditional lenders often move slowly, but payday loans work differently. If you qualify, you may be able to receive your funds the same day or by the next bank business day.
The process is also streamlined. You’ll only need:
- Your driver’s license or state-issued ID
- Your most recent pay stub
- A blank check from an active checking account
With those items, a representative can determine if you qualify and how much you may borrow.
2. Perfect Credit Isn’t Required
When it comes to credit, a bad credit score can prevent you, or at least make it a lot harder, to get a loan from another financial institution or bank. However, when it comes to us at Texas Car Title and Payday Loan Services, Inc., you don’t have to have perfect credit to get this loan. Even if you have bad credit, you can still get through the process quickly to find out if you qualify. And if you do, we won’t report your loan to major credit bureaus, which means this loan won’t impact your credit.
3. Your Next Paycheck Will Repay The Cash Advance Quickly
One of the main reasons why a lot of people prefer not to go for certain types of loans is that they don't like being in debt for months or even years. This is especially true if you happen not to make a lot of money and are currently living paycheck to paycheck. However, since our loans only go up to $1,200, this won’t be the case with a payday loan. You will also repay your payday loan with your next paycheck, which is usually in two weeks, so you don’t have to deal with a long-term repayment plan.
With any loan, you should always consider the repayment terms and interest rates before you commit, and payday loans are no different. If you have any concerns, discuss them with our loan representative before signing the loan agreement.
4. No Collateral Required
Some people don’t have a valuable asset, like a car or house, that they can use as collateral when taking out a loan. And even if you do own a vehicle outright, the chances are high that you wouldn’t want to put your car at risk. A payday loan is an unsecured loan, which means that you won’t be asked to back it up with any form of collateral. Instead, we are using your income and your ability to repay the loan to determine if you qualify for approval and how much we can lend to you.
5. You Can Get A Payday Loan Near You For Various Emergencies
While payday loans shouldn’t be used for non-essential purchases, they can be useful for a wide range of urgent needs, such as:
- Medical or dental expenses
- Veterinary bills
- Car repairs
- Emergency home repairs
- Travel during a family crisis
- Unexpected utility increases
With loan amounts up to $1,200, a payday loan may be enough to cover many common emergencies without creating long-term debt.
6. The Process Is Simple To Get Through
The simple process is the last reason you should get payday loans in Arlington, TX. You’re already dealing with an emergency, that’s why we have tried to make sure that the process of taking out a payday loan is as stress- and hassle-free as it can be. In fact, all you have to do is go through a few steps to determine if you can get the loan. And we have qualified loan representatives to help you get through the process. Here are the steps you will take:
- Start the process from the comfort of your home by filling out the online request form on our website so we can get your contact information. When we receive your information, we will give you a call.
- Once on the phone with one of our friendly representatives, they will get all of your questions answered. They will also make sure you have the required items you need and will set up a meeting for you to come into the nearest store.
- When you arrive for your meeting, allow our store representative to verify your documents and determine if you qualify for approval. They will also determine how much money we can lend to you if you are approved.
- In case you qualify for approval, they will then go over the payments and loan terms and help you finish the paperwork. This is also where you can ask any remaining questions you may have. Once you sign the agreement, you are done and your money will be available shortly after!
For a quick review of what to bring, use this helpful payday loan checklist to prepare before you visit.
Take Care Of Your Urgent Bills Today!
The next time you are dealing with personal financial emergencies, you don’t need to go at it alone when you have us to help you out. Here at Texas Car Title and Payday Loan Services, Inc., you can get the assistance you need right away so you can get back to normal life.
With our payday loans in Arlington, TX, you can get the fast cash payment you need today! Can’t wait to get started? Call 1-800-227-4707 or fill out our online request form and we’ll be happy to get you started!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
