Need Emergency Money Fast? How a Title Loan Can Help Now

We all run into cash-flow problems every once in a while. Even people who have it all together face situations where they need emergency money every now and then. So, what do the smartest people do besides lose hope or start begging? Some of them get extremely creative, while others keep it simple by getting a title loan.

To determine which option is right for you, it's best to consider what the issue is first. Are you struggling to pay rent on time? Do you need extra cash for your car repair? If the second one is true and you have a lien-free car title, you can use it as collateral for a lump-sum payment.

Easy funding options can make all the difference when you're fighting to make ends meet. So, understand why you need emergency money and then choose the option that best suits your schedule and budget.

The Top 3 Reasons Why People Need Emergency Money In Texas

These are the three most common reasons people seek emergency funding or make rash decisions with their money:

  1. They lost their primary source of income. No paycheck means no ability to pay the bills, despite the fact that bills don't stop coming just because they lost their job.
  2. They've gotten ill recently and racked up some medical bills. Hospital and office visits aren't cheap and neither are medicines, so debts often accumulate quickly when someone gets sick or injured.
  3. They're not prepared for an unexpected expense. Life is unpredictable and it's hard to save money, which means surprise costs, hidden fees, and late charges can break a budget fast.

To fight back against the potential money woes, always choose money-making options that keep you in the driver's seat.

What To Do When You Need Emergency Money Fast

Being short on cash can be an extremely stressful scenario depending on what you need the money for. Plus, waiting around on application approvals can drive someone crazy. So, try one of these tactics when you need emergency money lightning fast:

1. Start Selling Your Stuff

You've probably got at least a few hundred dollars’ worth of sellable items in your home or office, as the majority of people in America do. That means you can post advertisements for those products online via your social media accounts. Use that money to pay off debts and catch up on bills.

2. Look For A Second Job

There are scores of decent paying jobs in every city, including yours. Also, side gigs, freelance work, and entrepreneurship can bring in an extra income when you need it the most. The only problem is maintaining a balance with everything else you have to do. So, try to find something that requires minimal effort and/or time.

3. Get A Texas Title Loan

If you need emergency money as fast as possible to preserve your livelihood, then check out the car title pawns at Texas Car Title and Payday Loan Services, Inc. There, you get rapid application approvals, friendly customer service, and as much as $15,000 for your lien-free trade. Talk to an agent for more information.

Texas car title loan help

How To Get A Title Loan In Texas When You Need Emergency Money

Here's what you need to do if you're looking for fast cash from your car title or if you need emergency money by the end of the week.

STEP ONE: Apply For A Title Loan Online

Go to the Texas Car Title and Payday Loan Services, Inc. home page to complete a short intake form. You'll know whether or not you got approved within less than an hour in most cases. Then, you'll receive further instructions to complete the contract.

STEP TWO: Gather All The Appropriate Items

A friendly loan agent will then set up a time to come finalize the deal. While you wait, gather up these four items:

  1. A government-issued driver's license or photo ID
  2. The hard copy of your car title
  3. A recent pay stub or proof of income
  4. The vehicle for inspection

The inspection only takes a few minutes but the agent is usually happy to stay for questions, comments, and concerns.

STEP THREE: Sign Your Paperwork To Get Cash Fast

Once you're clear about the terms of your loan, you'll be given some basic paperwork to sign. After that, your money will hit the bank within 24 hours, depending on the day of the week and time the contract was signed. Plus, you can usually keep possession of your vehicle while the loan is in effect.

Get a Texas Title Loan Today

When you need fast cash for an emergency expense, don't make rash decisions. Instead, look for funding options that make sense for your life.

Follow our advice when it comes to how a title loan can help you when you need emergency money. There is no reason to struggle when you have Texas Car Title and Payday Loan Services, Inc. You can get quick title loan cash with ease!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.