My Stimulus Check Is Missing! How Can I Get Cash Now?

"My stimulus check is missing." That's the situation thousands of people all over the United States find themselves in these days. Many Americans didn't get their stimulus money deposited into their bank accounts, and for many of them who are struggling with the effects of the pandemic, they feel they’re running out of feasible solutions.

With forced lockdowns in every state for months, it's almost impossible for some people to make ends meet. So, if you're one of the unlucky people included in the situation of "my stimulus check is missing", what are you supposed to do? How can you pay the bills? What's the best way to get cash as soon as possible for your emergencies and basic living expenses? The answer may be simpler than you think. 

DID YOU KNOW: You can get fast payday loans for as much as $1,200 in the state of Texas if you go through the right source and get qualified. 

Why My Stimulus Check Is Missing 

First, you must understand that there may be several reasons why your stimulus check hasn't shown up yet. According to the IRS website, these are the most common causes of delayed deposits: 

1. Your 2020 Taxes Haven't Been Fully Processed Yet 

It can take several weeks for the Internal Revenue Service to complete your file and release your stimulus check funds. You can go to the website to check the status of your account, or contact someone in customer service to find out what's going on. 

traditional mail can take a lot more time

2. Your Money Isn't Being Sent Via Direct Deposit

If you filed your taxes on time but chose a refund payment option other than direct deposit, you could be waiting for a while. Paper checks take longer to create, print, and process. You're also waiting on the check to be delivered to you through the mail.

3. A Debt Collector Has Intercepted The Funds 

It's possible that your stimulus check is missing because you owed a large debt, especially if that debt was to the Federal or state government. Things like student loans, back taxes, and child support may play a role in how fast you get your money. 

Knowing the cause of the delay can help figure out how to get them faster. However, what should you do if there is nothing you could do to speed up the process but you still need cash urgently?

My Stimulus Check Is Missing. Now What? 

You say, "My stimulus check is missing," but bill collectors say, "So what?". They're expecting you to make responsible decisions with your money, and they want these decisions to include them getting paid. Therefore, these are your options: 

  1. Start selling the things you no longer want or need. This can include anything from common household goods and old clothes to pieces of art and unused furniture. Just try to make as much cash as you can. 
  2. Begin looking for a side gig to make extra cash. There are ways to make fast money online, but you'll need some skills to pull it off. So, start thinking about the services you could offer your community. 
  3. Ask your friends and family to loan you some money. It may not be the ideal situation but tapping into your social circle for resources may help you stay out of debt or keep the lights on until you get paid. 
  4. Apply for a title loan with one of the cars you own. It will help buy you some time to figure things out, and you don't need perfect credit to get one either. You can also keep your car as long as your loan stays in good standing. 
  5. Get payday loans to cover your financial needs for some time. After all, payday loans are basically salary advances on your own money. They help you avoid unnecessary pitfalls in your finances while you wait for Uncle Sam to come through on his promise! 

So, stop saying, "My stimulus check is missing," and start finding viable solutions as soon as possible. 

apply for payday loans

My Stimulus Check Is Missing And I Need Cash Quickly

One of the benefits of payday loans is how they give you money fast and without a bunch of red tapes. Payday loans from Texas Car Title and Payday Loan Services, Inc. are reputable and trustworthy. They're quick, easy, and you can apply for them online or over the phone.

To qualify you only need these few items: 

  • Your most recent pay stub from work.
  • A blank check from an active checking account in your name.
  • Your driver's license or a government-issued photo ID.

Bring those things to the office and an agent will review your eligibility right away. Online applications are generally processed within 30 minutes or less, which means that, if you qualify, you can get the cash you need on the same day you apply.

Don’t Fall Into Financial Trouble While You Wait

Take "My stimulus check is missing" out of your mental process as you think about your finances. If you need to address some urgent expenses today, apply for payday loans online that are easy to get and have no effect on your credit report.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.