What Money Loans Are Near Me?
This might be surprising, but you have several options when you’re looking for money loans near me. So, if money loans near me are exactly what you’re looking for, you’ve made it to the right place to learn how to find them.
This article explains two of the popular types of money loans available in Texas, in addition to their requirements, and how to qualify for them. These two loan types are car title loans and payday loans.
Types Of Money Loans Near Me In Texas
Although there are several types of money loans to choose from, there are two money loan types that are popular in Texas and have been steadily growing in usage. Both car title loans and payday loans, which classify as short-term loans, can help you get the cash you need, even if you have bad credit.
Let’s take a closer look at these money loan types.
1. Car Title Loans
A car title loan is a short-term, secured loan. It uses your vehicle’s title as collateral. What this means is that the loan is secured with the vehicle’s title and its amount is defined by the value of the vehicle as determined according to a national standard.
Individuals who prefer car title loans over other money loan types usually do so because these loans can get you up to $15,000. This high loan amount can help in a number of emergency situations, whether it be a sudden loss of employment or a medical emergency. And the best part is that you will get to drive your vehicle as normal while you are paying off the loan.
Car title loans are also quick. The in-person process can take as little as 30 minutes, allowing you to get the money you need the same day or the next business day.
The Requirements For Car Title Loans
To qualify for car title loans from Texas Car Title and Payday Loan Services, Inc., you’ll need four items: your driver’s license or state-issued ID, a lien-free title to your vehicle, the vehicle for inspection, and proof of income.
You do not need a great credit score to qualify. On the contrary, Texas Car Title and Payday Loan Services, Inc. is committed to helping all individuals get the cash they need, regardless of credit score. If you have the four requirements above, you have a chance at qualifying for a car title loan.
2. Payday Loans
Another type of money loans near me is a payday loan. A payday loan is a short-term loan that will get you a bit of cash and hold you over to your next payday. You will typically pay back the loan with your next paycheck, which explains why the loan is named as such.
When you work with Texas Car Title and Payday Loan Services, Inc., you can get anywhere from $100 to $1,200 for payday loans. This loan amount may be great for you if you are just short on rent, utilities, and other necessary bills, or need an urgent repair for your home or car.
Just like the car title loans, getting approved for payday loans is very fast. The in-person process can take as little as 30 minutes, and get you the cash you need as soon as the same day or the following business day.
The Requirements For Payday Loans
The requirements for a Texas payday loan are different from the requirements of a car title loan. To qualify for payday loans, you need three items: your driver’s license or state-issued ID, your most recent pay stub, and a blank check from an active checking account in your name.
You do not need a fantastic credit score to qualify for this loan either. As long as you have proof of income and can provide these requirements, you have a chance to qualify for payday loans.
How To Qualify For Money Loans Near Me
If you’re interested in either car title loans or payday loans, Texas Car Title and Payday Loan Services, Inc. can help you get the money you need in a short amount of time. You will first need to get in touch with the nearest Texas Car Title and Payday Loan Services, Inc. store to get the process started.
- You can do that simply by filling out and submitting the online form for money loans near me. The form will immediately be sent to the storefront location closest to you and in a few minutes, a representative from that location will give you a call.
- During this phone call, the loan representative will answer any remaining questions you have and help you determine the loan type that works for your situation. The loan representative will also set up an appointment so you can have your documents evaluated. Note that this appointment can be at a location of your choice when you choose title loans.
- At the time of the appointment, you will sit down with the loan representative so that they can evaluate all your documents. If you are applying for a title loan, they will also inspect your vehicle during this time. If approved, you can get the money you need the same day or the next business day.
Get Money Loans Near Me
If you are looking for money loans near me, you can consider car title loans or payday loans. Both loan types can help you get the money you need quickly.
For either loan, begin the process by filling out the Texas Car Title and Payday Loan Services, Inc. inquiry form. We will call you back shortly once you submit this form and you could get your loan before the end of the day!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.