How Do I Decide What New Year Goals To Set?

Did you know that about 50% of New Year goals are given up on? Most of the time, this isn't because people aren’t motivated. It is usually because they don't know how to set their own goals in a realistic manner.

So, we are going to cover a few useful tips and tricks to ensure that you set the right New Year goals for yourself. This gives you a much better chance of accomplishing what you want. We’ll also talk about preventing any emergencies from derailing you by using Texas car title loans.

How To Set Realistic New Year Goals

1. Think About What You Want In Your Life

First things first, think about what you want to accomplish in your life. Think about what your needs and wants are.

A lot of people make goals based upon what they think society expects of them. For example, to lose weight, to be in a relationship, etc.

However, you should also personally desire anything you set yourself out to achieve. Think about what will personally make you happier. This could be losing weight or achieving financial stability. In other cases, learning how to surf or converse in Swedish would make you happier.

At this point, you may want to think back to what you have accomplished over the last year. You may even be able to identify areas where you can continue improving yourself.

Basically, your goals should make you feel like you are bettering yourself as a person and actually enjoying yourself as you achieve your goal.

make specific goals

2. Your Goal Should Be Specific 

Make sure that your goal is specific. For example, you shouldn't just say "I want to make more money". You should specifically tell yourself how much more money you actually want to be making. 

3. Set Realistic Goals

Your goals should also be realistic. For example, while many of us would absolutely love to save up $1,000,000 over the course of the year, it probably isn't going to be possible. Instead, if you have a financial goal, then think about how much you can reasonably set aside a year. If this is only a few hundred dollars, then that is fine. What is important is that the goal that you selected was personal to your situation.

By setting realistic goals, you are going to find that it is a whole lot easier to stay on track and accomplish what you want from your life.

advance in small steps

4. Break Down Your Goals Into Manageable Chunks

While your goal should be one overarching goal for the entirety of the year, we do suggest that you select multiple smaller goals. These will be stepping-stones towards your big goal.

For example, if you have made it a goal for the year to lose 20lbs, then you may want to say "my goal is to lose 2lbs a month" instead.

By having these smaller, mini-goals throughout the year, you are going to feel much more motivated to achieve them., This is because you will actually feel like you are making progress towards your big goal.

5. Your Goal Should Be Measurable

Any goal that you set for yourself should be measurable. So, when you are thinking about the New Year goals that you want to achieve, you should think about how you are going to be tracking your progress.

Tracking weight and financial goals should be easy. But what if you wanted to learn a language? What if you wanted to break a habit? Think about how you could track them.

If you can't think of a way to measure your goal, then it might not be a good New Year goal. 

Facing Emergency Expenses Without Being Derailed

One of the many reasons people opt to try and improve their financial health is because emergency expenses have thrown their budget a bit off track in the past.

While it is an advisable goal to save up cash throughout the year to ensure that you can deal with emergency expenses as they arise, having more than one option for dealing with emergency expenses in case your savings aren’t big enough is important. This is why online title loans are an option.

A title loan in Texas will allow you to borrow a sum of money that depends on the value of your vehicle, up to $15,000. You must have a lien-free title to receive a title loan, in addition to a state-issued photo ID and your vehicle itself for inspection.

Our process to obtain a title loan is quick. In most cases, you should receive the cash that you need as soon as the same day or the following business day.

To get started, simply submit the online form for title loans in Texas and wait for one of our team members to call you (this should take just a few minutes). They will schedule an appointment with you at a location of your choice.

Once you meet with your loan representative, you can wait for your vehicle to be inspected. This will allow us to determine the loan value. They will also inspect your documents to determine if you qualify. If you do, you can sign your loan agreement to complete the process and receive your loan as soon as the same day or the next business day.

Starting The New Year With The Right Goals

Having realistic and achievable New Year goals can set you up for success, so make sure that you put the effort needed into planning what you’d like to achieve in the new year.

And while setting the perfect New Year goals can be useful, particularly when it comes to financial goals, sometimes you just need quick and urgent help. If you are dealing with emergency expenses and don't have enough cash in the bank, you can consider Texas title loans. Get started by filling in the short form today.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.