Never Fear A Late Car Payment! Get Help In 3 Quick Steps

While you may budget properly, a late car payment can be a very real possibility. After all, even the best budgets in the world may not account for emergency expenses that may throw the budget out of balance.

Luckily, there are options that may help to prevent a late car payment. Texas installment loans are one of them. These loans are offered by Texas Car Title and Payday Loan Services, Inc. for those that are considering a loan to prevent a late car payment. Let us walk you through the three steps that our process entails.

Avoid A Late Car Payment With An Installment Loan

Installment loans are a type of personal loan. This means that you borrow money, with Texas Car Title and Payday Loan Services, Inc. up to $1,500, and pay it back in installments.

The major difference between an installment loan and a traditional bank loan is speed. A traditional bank loan can often take weeks to come through. An installment loan from us can arrive the same day or the next business day.

3 Steps To Get An Installment Loan

Here are the steps you’d need to follow to make this your reality.

Step 1: Starting Your Inquiry 

The process begins by filling in a form for online installment loans Texas. It will only take a few minutes for you to fill in the form. You don't need a ton of information to get an installment loan from us. Before you follow any more steps, do make sure that you have the following documents in hand:

  • Your driver's license.
  • A checking account statement from your checking account.
  • Proof of your income. This should, preferably, be in the form of a recent paystub.

Do bear in mind that we may be carrying out a credit check for your installment loan. However, you have a chance to qualify even with a low credit score since we welcome all credit.

If you would prefer, you can also carry out this part of the process over the phone by calling 1-800-514-2274. You will still need the same documents, and one of our representatives at Texas Car Title and Payday Loan Services, Inc. will provide you with an appointment at one of our locations to complete the process.

Texas installment loan process

Step 2: Head To Our Nearest Store To You

This is actually a pretty speed part of the process. Once you have filled in the form, a loan representative will contact you to answer any questions that you have, make sure that you have the correct documents, and schedule an appointment with you at a local Texas Car Title and Payday Loan Services, Inc. branch.

Once you arrive at the store with your documents, our loan representative will welcome you and review your documents to determine if you qualify. If you do, then the last thing you need to do is:

Step 3: Wait For Your Cash 

Once you are approved, you will need to sign your loan agreement. If you finished these steps before midday, the money will be sent to your checking account and likely arrive on the same day. However, depending on how your bank works and if you have signed the agreement after this time, then you may receive the money into your account the next business day.

get installment loans

What Else Can You Use Installment Loans For?

As we said, if you need to prevent a late car payment, an installment loan from Texas Car Title and Payday Loan Services, Inc. could be an option. Our in-person process can be completed in as little as 30-minutes. If approved for one of our installment loans, then you could receive the money that you need the same day or the next business day.

Our installment loans are often used for other forms of emergency funding. These installment loans are not just an option for car repayments. They can be used to cover most urgent expenses. Many people see them as an option when they have to deal with expenses such as:

  • Immediate house repairs.
  • Car repairs.
  • Medical expenses.
  • Preventing late rent payments.

The process for obtaining a Texas installment loan is exactly the same no matter which emergency expenses you are looking to cover.

Inquire About Installment Loans Today

You no longer need to worry about the risk of a late car payment. An installment loan could be an option whenever you face an urgent expense that you cannot cover out of pocket. Start the process by filling in a short online form today.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.