Texas Car Title and Payday Loan Services, Inc.

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FAST AUTO TITLE LOANS & PAYDAY LOANS IN HOUSTON, TX - GET UP TO $15,000 TODAY!

Need a fast cash advance in Houston, TX? Texas Car Title and Payday Loan Services, Inc. offers title loans, payday loan cash advances, and installment loans with a simple, same-day process. Depending on your vehicle value and income, you could qualify for up to $15,000, even with bad credit.

If you’re searching for “title loan near me,” “payday loans near me,” or a “cash advance in Houston,” our local team is ready to help.

Our Houston location is conveniently situated between Houston Medical Emergency Room and Velasquez Tire Shop. We proudly serve customers in Houston, Spring, The Woodlands, and nearby North Houston communities.

Why Choose Our Houston Location?

Houston residents choose Texas Car Title and Payday Loan Services, Inc. because we prioritize speed, transparency, and local service.

  • Same-day cash up to $15,000
  • No credit checks required for title and payday loans
  • Keep your vehicle while you repay your loan
  • Apply online or in-store with ease
  • Bilingual staff available to better serve our community

Our Loan Services

Title Loans in Houston

A title loan in Houston allows you to use your paid-off vehicle title to access fast cash while continuing to drive your car, truck, or SUV. Loan amounts are based on vehicle value and condition, not your credit score.

Title Loan Requirements:

  • Government-issued photo ID
  • Lien-free vehicle title in your name
  • Your vehicle for a quick inspection

Payday Loans in Houston

Our payday loans in Houston, TX provide short-term cash advances based on your income. This option helps bridge the gap between paychecks and cover everyday expenses like groceries, gas, or utilities.

Payday Loan Requirements:

  • Valid ID
  • Proof of income (recent pay stub)
  • Active checking account

Installment Loans in Houston

An installment loan offers larger borrowing amounts with fixed monthly payments over time. This option is ideal if you prefer predictable payments and more flexibility than a short-term cash advance.

Installment Loan Requirements:

  • Valid photo ID
  • Proof of income
  • Checking account in your name

How to Apply for a Loan in Houston

  1. Complete the secure online request form
  2. Speak with a Houston loan specialist who will review your information
  3. Visit the store with required documents
  4. Complete a short vehicle inspection (for title loans)
  5. Receive your cash, often the same day

Many customers complete the process in as little as 30 minutes.

Visit Us for Title Loans, Payday Loans, & Installment Loans in Houston

821 FM 1960 West
Houston, TX 77090
(281) 444-9997

Apply Online for a Title Loan or Payday Loan in Houston Today

Don’t let unexpected expenses slow you down. Start your online title loan, payday loan, or installment loan application today, or visit our Houston location on FM 1960 West for in-person assistance.

Frequently Asked Questions

How quickly can I get funds after applying for a title loan, payday loan, or installment loan?

The approval process is designed to be fast. Once you provide the required documents and your vehicle passes inspection, many borrowers are approved in roughly 30 minutes. Funds are then deposited electronically, either the same day or the next business day, depending on the time of day and banking procedures.

How can I borrow $400 with bad credit?

You can apply for a payday loan, even with poor credit, and could receive up to $1,200. As long as you provide a valid ID, recent pay stub (proof of income), and an active checking account (blank check), payday loans are available to all credit types.

How much can I borrow with a title loan in Houston, TX?

Your loan amount depends on the value and condition of your fully owned vehicle (car, truck, or SUV), along with proof of income. Once you bring your lien-free title, ID, and vehicle to the Houston store for inspection, the staff will assess and inform you of the eligible amount.

How fast can I get a cash advance in Houston?

Most customers receive approval within 30 minutes after completing the application and verification process. Funds are typically available the same day or next business day, depending on timing and bank processing.