Texas Car Title and Payday Loan Services, Inc.
Your Selected Store
| Monday-Friday | 10AM-6PM |
| Saturday | 9AM-1PM |
| Sunday | Closed |
FAST PAYDAY LOANS & AUTO TITLE LOANS IN MCALLEN, TX - GET UP TO $15,000 TODAY!
Need an emergency personal loan in McAllen, TX? Texas Car Title and Payday Loan Services, Inc. at 3111 North 10th Street, offers same day car title loans, payday loans, and installment loans with no credit check required. Whether you’re dealing with car repairs, medical bills, or other unexpected expenses, you could get up to $15,000 today. Our friendly team is here to help.
It doesn’t matter if you have bad credit, no credit, or bankruptcies; simply bring in your car with the simple required items listed on this page and you could leave with the cash you need. The friendly staff of lending professionals understands your needs and expectations, so you can always count on being treated fairly and with the respect you deserve. Just fill out the simple online request form and answer your phone when it rings. Within minutes you’ll have all the info you need, so get started now, your cash could be waiting!
We’re conveniently located on 3111 North 10th Street, which is right next to Stevenson’s Appliances and across the street from the Sonic Drive-In.
Why Choose Our McAllen Location?
- Same-day cash up to $15,000
- No credit checks required for title and payday loans
- Keep driving your vehicle while you repay
- Apply online or in-store with ease
Our Loan Services
Car Title Loans in McAllen, TX
Need a car title loan in McAllen, TX? Texas Car Title and Payday Loan Services, Inc. helps qualified borrowers access up to $15,000* using their vehicle's lien-free title as collateral. The amount you may qualify for depends on factors such as your vehicle's value, condition, mileage, and other lending requirements.
Required Items for Title Loans:
- Lien-free vehicle title
- Government-issued ID
- Your vehicle for a quick inspection
Payday Loans and Cash Advances in McAllen, TX
Looking for payday loans in McAllen, TX? Our North 10th Street location offers short-term payday loans and cash advances to help qualified residents cover unexpected expenses between paychecks. You may qualify for up to $1,200* based on eligibility and applicable requirements. Start your request online or speak with a loan representative about the documents needed to apply.
Required Items for Payday Loans:
- Most recent pay stub
- A blank check from your checking account
- Valid ID
Installment Loans and Personal Loans in McAllen, TX
Texas Car Title and Payday Loan Services, Inc. also offers installment loans in McAllen, which are a type of personal loan. Qualified customers may apply for up to $1,500 and repay the balance through scheduled payments over time. Unlike a car title loan, an installment or personal loan does not require a lien-free vehicle title or vehicle inspection.
Required Items for Online Installment Loans:
- Proof of income
- Checking account statement
- Valid ID
View our Installment Loan FAQs
Apply for Your Payday Loan or Title Loan Today
Getting started is fast and simple:
- Submit the online request form
- Speak with a McAllen loan specialist
- Visit our North 10th Street store to complete paperwork and, if needed, a vehicle inspection
- Receive your cash, often in as little as 30 minutes
Get a fast cash advance today with our easy and quick payday loans and title loans in McAllen, TX. Apply online now or call us to get started!
Visit Us in McAllen, TX Today!
3111 North 10th Street
McAllen, TX 78501-1920
(956) 631-8000
Frequently Asked Questions
Borrowing $400 with bad credit
If you need a small, short-term advance, a payday loan is available even if your credit is bad. In McAllen, you can apply as long as you provide a valid ID, proof of income, and an active checking account. Once your information is verified, the store team finalizes your application and sends funds electronically, typically the same day if done early enough.
What determines how much I can borrow with a title loan at the McAllen, TX branch?
At Texas Car Title & Payday Loan Services in McAllen, the loan amount is based on the appraised market value and physical condition of your fully owned vehicle, plus your verified income. The car (auto, truck, or van) must have a lien-free title in your name and pass an in-person inspection. Once review is complete, staff will calculate the eligible loan amount.
Can I get a payday loan or an installment loan if my credit is poor?
Yes. Texas Car Title & Payday Loan Services considers many applicants with poor or limited credit. The focus is on documentation, ID, income proof, and a valid checking account, rather than credit history. This makes payday and installment loans accessible for those in urgent need.