FAST PAYDAY LOANS & AUTO TITLE LOANS IN MCALLEN, TX - GET UP TO $15,000 TODAY!

Need an emergency personal loan in McAllen, TX? Texas Car Title and Payday Loan Services, Inc. at 3111 North 10th Street, offers same-day title, payday, and installment loans with no credit check required. Whether you’re dealing with car repairs, medical bills, or other unexpected expenses, you could get up to $15,000 today.

We’re conveniently located on 3111 North 10th Street, which is right next to Stevenson’s Appliances and across the street from the Sonic Drive-In. Searching for “title loans McAllen TX” or “payday loans near me in McAllen”? Our friendly team is here to help.

Why Choose Our McAllen Location?

• Same-day cash up to $15,000
• No credit checks required for title and payday loans
• Keep driving your vehicle while you repay
• Apply online or in-store with ease

Our Loan Services

Payday Loans in McAllen, TX

Our payday loans in McAllen offer short-term financial relief between paychecks. Borrow based on your income and cover expenses like rent, groceries, or bills. You can even start online with our payday online loan application and get approved the same day.

Required Items for Payday Loans:

• Most recent pay stub
• A blank check from your checking account
• Valid ID

Learn more about our payday loans

Car Title Loans in McAllen, TX

Turn your vehicle title into fast cash with our title loans near McAllen, TX. You’ll keep your car while you repay, and no credit check is needed. Ideal for covering large expenses like car repairs or medical bills.

Required Items for Title Loans: 

• Lien-free vehicle title
• Government-issued ID
• Your vehicle for a quick inspection

Learn more about our McAllen title loans

Installment Loans in McAllen, TX

Borrow more with flexible repayment terms from this type of personal loan. Installment loans let you repay in fixed monthly payments, making budgeting easier.

Required Items for Online Installment Loans:

• Proof of income
• Checking account statement
• Valid ID

Learn more about our installment loans

Apply for Your Payday Loan or Title Loan Today

Getting started is fast and easy! Just fill out our online payday loan or title loan request form, and a representative will call you right away to confirm your details, explain the process, and review the required items. Then, bring your vehicle to our McAllen store for a quick inspection and finish the paperwork.

• Cash in as little as 30 minutes
• Keep your car while making payments
• Friendly, local specialists ready to help

Get a fast cash advance today with our easy and quick payday loans and title loans in McAllen, TX. Apply online now or call us to get started!

Visit Us for a Payday Loan or Title Loan in McAllen, TX

3111 North 10th Street
McAllen, TX 78501-1920
(956) 631-8000

Frequently Asked Questions

Borrowing $400 with bad credit

If you need a small, short-term advance, a payday loan is available even if your credit is bad. In McAllen, you can apply as long as you provide a valid ID, proof of income, and an active checking account. Once your information is verified, the store team finalizes your application and sends funds electronically, typically the same day if done early enough.

What determines how much I can borrow with a title loan at the McAllen, TX branch?

At Texas Car Title & Payday Loan Services in McAllen, the loan amount is based on the appraised market value and physical condition of your fully owned vehicle, plus your verified income. The car (auto, truck, or van) must have a lien-free title in your name and pass an in-person inspection. Once review is complete, staff will calculate the eligible loan amount.

Can I get a payday loan or an installment loan if my credit is poor?

Yes. Texas Car Title & Payday Loan Services considers many applicants with poor or limited credit. The focus is on documentation, ID, income proof, and a valid checking account, rather than credit history. This makes payday and installment loans accessible for those in urgent need.