The Ultimate Checklist To Apply For Quick Payday Loans

For anybody in need of money, quick payday loans may be good options, and they are easy to apply for, as long as you have the right documents available - as we here at Texas Car Title and Payday Loans, Inc. will tell you. You don’t need very much paperwork, which is one of the things that attracts many individuals to this means of financing. Read this guide to learn about the payday loans checklist before you start a loan application. This should make the process as smooth as possible for you!

Make Sure You Know This Payday Loans Checklist

Before you start applying for a payday loan, it can be helpful to get together the paperwork you need, so you know you aren’t going to stall later in the process. You don’t want to go down to your nearest Texas payday loan location to meet an agent, only to find you haven’t brought the paperwork you need for a payday loan. You might find that it helps to write these three items down on a sheet of paper and make a payday loans checklist to mark off before you begin.

Having this checklist should make it easier for you to remember exactly what you need, and reduce the risk of you forgetting something important when you come into the store. It will also help you to spot if any of your documentation is unsuitable for any reason. But what exactly do you need to get ready for the payday loan meeting with the loan representative? Keep reading to learn details about what you need to bring in.

couple excited about payday loans checklist

1. Most Recent Pay Stub

The first thing you will need for quick payday loans is your most recent pay stub. This is something that your job should provide you with regularly, and it demonstrates proof of your income source and employment. The agent will need to see this in order to calculate your loan amount. If you are unable to produce this, come speak to us because we might be able to accept other sources of income – so long as you have the right paperwork to prove your income.

2. Identification

The second thing you’ll need to include in your payday loans checklist is your state-issued photo ID. Most people use a driver’s license, but any other state-issued ID should suffice as long as it belongs to you, proves you aren’t a minor, and it is in date. If you aren’t sure whether a certain type of ID is accepted, just give us a quick call and a representative should be able to help you.

3. Blank Check From Checking Account

You will also need a blank check associated with your active checking account in your name. This is key to letting the representative get a clear picture of your financial situation, so if you don’t have this available, you won’t be able to take out this loan. You should contact your bank if this is something you need to source. Make sure you do this in advance, or you won’t be able to complete the loan process.

What Are The Benefits Of Quick Payday Loans?

A quick payday loan can be helpful if you’re in between pay periods and you’ve suddenly had expenses crop up that you can’t meet at the moment. Also, most quick payday loans have to be paid back when you receive your next paycheck, but this isn’t always the case – so feel free to talk to a representative about what your specific loan terms are and what would work for you. And when it comes to credit, you can still qualify for this loan even if you have poor credit!

checklist reminder about payday loans

What Is The Process To Get A Payday Loan?

Now that you know what you need to find out if you qualify for quick payday loans, you can begin the process! To get started, go to our website and fill out the online form. This form sends your contact information to the nearest Texas payday loans location so they can call you. They will give you a call to go over the required items on this list, answer your questions, and set up a meeting at the nearest location – which you can find through our payday loans locations page.

Once you are off the phone, gather your required items and head over for your meeting. We will assess your items and determine if you qualify for approval. If you do qualify for approval and you agree with how much we can lend you, you can fill out the rest of the paperwork. We will also go over the loan terms so you understand what you are getting into. Once you are done, you can get the money either later that day or the next bank business day at the latest.

Get The Quick Payday Loan You Need Right Now

We here at Texas Car Title and Payday Loan Services, Inc. are a viable option for any individual who is looking for a way to get money quickly and efficiently. Our quick payday loans can provide you with ready cash when you’re facing a financial emergency and can’t wait for your next paycheck to come in. Once you’ve got everything together from this checklist, you can get started on a quick online form, and you’ll have the ball rolling toward getting the cash you need.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.