Apply Online or Over the Phone
If you’ve never heard of one before, an auto title loan is a type of convenient short-term loan that uses your car title as collateral in exchange for emergency cash. For the entire time you are repaying the loan you’re still able to drive your car. Many people find these loans useful in dealing with emergencies, as they can get you up to $15,000 within just an hour. If this sounds like just what you need, there are some things about these loans that make them very different from traditional loans.
The main difference is the amount of time you have to pay them back, which is a worry many people have about title loans. While this is an understandable concern, it’s also one that’s a little overblown. Title loan businesses are almost always willing to work on payment plans if necessary, and there are plenty of other options as well. Many people take on side jobs or temporary gigs, so they can pay back their auto title loan faster. Here are 4 easy ways to clear your debt faster.
Becoming a driver for Uber or Lyft is something that more and more people are doing to earn a little extra money on the side. If you use your vehicle to get the extra cash you need with a title loan, you can still use that same vehicle to help you earn back the money to repay your loan. Uber drivers make on average between $8 and $20 an hour and that’s not bad for a job where you can totally set your own schedule.
Does your house feel cluttered? There’s an easy way to fix that: throw a yard sale. While one man’s trash isn’t always another man’s treasure, it is often worth a few dollars. Add enough of those together, and you’ll be in good shape and able to pay off your title loan faster.
Here’s a couple simple tips to help make your yard sale successful and profitable: once you’ve set a date, place an ad on Craigslist at least a week in advance. The day before, be sure to set up poster board signs and balloons to guide people to your sale. The day of your yard sale, be sure to organize your items in a way that makes it easy for people to look for what they want.
One way of making money on the side that most people don’t even consider is house sitting. You would think a job that consists of simply spending time in someone else’s home wouldn’t pay well, but house sitting can actually pay quite nicely. People are willing to spend more than you think to make sure their home stays safe in their absence.
Pet sitting is a natural extension of house sitting and one that if you’re an animal person you may actually find more enjoyable. Kenneling is a universally unpopular proposition for those who travel regularly, or even just once a year on vacation. For just a few hours a day of walking and playing with their pet, you’ll be able to pick up a pretty penny.
In the age of the internet it’s easier than ever to find people who need the skills you have. Sites like Fiverr and Upwork are dedicated to matching freelancers with employers. Even if you’re not a professional, a lot of the freelance jobs you can find online are completely doable. Most jobs you won’t even have to leave your home for. Some of the most common work includes writing reviews, transcription and data entry.
What makes freelancing especially attractive is the ability to set you own hours and upscale or downscale your workload depending on your own schedule and needs.