Don’t Wait To Pay Urgent Expenses With The Help Of A Payday Loan
Winter tends to make urgent expenses more frequent, but a payday loan can help you alleviate the concern of paying for an emergency expense. The reason why winter is a pivotal time for emergency expenses comes two-fold. First, there are the holidays where people are traveling and leaving their homes empty for a few days or a couple of weeks. They are also using their cars more to travel or leaving them at airports.
The second problem is the weather. Colder temperatures can cause a world of problems for cars and homes. That could include things like landing in a snowbank while driving, having a dead battery suddenly, snow causing roof damage that needs immediate repair, and colder temperatures causing pipes to freeze and burst. Heat in the car or home can go out too. These are things that can't wait until the next payday to get fixed.
How Do Payday Loans Help With Urgent Expenses?
On average, a car repair costs between $164 to $1,226. The average home owner spends $2,321 on emergency home repairs. Most people don't have that kind of money lying around when they really need it. To help you with these costs, a payday loan from Texas Car Title and Payday Loan Services, Inc. can help you out. The way payday loans work is by helping bridge the gap between pay periods when you need quick money.
It's repaid with your next paycheck, so there's no long-term debt to worry about. We make sure you can repay us easily and quickly. Plus, the entire process is simple to get through! We want you to find out if you can get approved as soon as possible, so we don’t make you wait days or even hours just to find out if you are approved or not. And if you are approved, we make sure you get the money you need within the same day or the next bank business day at the latest.
Advantages Of A Payday Loan
Getting a payday loan has some unique advantages over trying to get a personal loan from a lender like a bank. Besides the quick process we quickly mentioned earlier, you don’t have to worry about credit getting in the way with a payday loan. Unlike a bank loan where a poor credit score can get in the way, we welcome all types of credit scores to come in. In fact, your payday loan isn’t reported to major credit bureaus even if you are approved.
Payday loans are also faster to get you money than traditional lenders – as we also mentioned above. Banks can take a week or so to get you approved before you see any money. On the other hand, we here at Texas Car Title and Payday Loan Services, Inc. can get money sooner because we make sure to make our process easier. The required items are also simple because we only require you to bring in three items to find out if you qualify.
Getting A Payday Loan In Texas
As we said, we are a licensed lender of payday loans that you can trust. We have stores all over the state, so there is likely one near you. And if you are approved, we can get you payday loans from $100 to $1,200, with the amount based on your earnings and ability to repay. We require you to have your most recent pay stub as proof of income, your driver's license or state-issued photo ID, and a blank check from an active checking account listed in your name.
The Process Of Getting A Payday Loan
The process of seeking a payday loan with us is stress-free because you can start on the computer from your home or office. Fill out the inquiry form that's on the website to begin the process. It will be sent to a store near you and a loan representative will call you to discuss the rest of the process and to schedule a meeting for you to come in with your required items. You will bring the items to a store and let a loan representative verify them.
The entire in-person process, including the decision, can take as little as 30 minutes to complete. And by the end of the process, you will learn if you are approved and how much we can lend to you. If you agree with the amount, we will then go over the loan terms and help you finish filling out the remaining paperwork. Once you are done, that is all! You can leave and wait for your money to arrive either on the same day or the next bank business day!
Get Help Now
As you can hopefully now see, we here at Texas Car Title and Payday Loan Services, Inc. are here to help you get the payday loan you need. So the next time you have urgent expenses, you don’t have to deal with them alone. Remember that a payday loan can help make these expenses much easier for you to deal with. So don’t wait any longer and fill out the online form on our website to quickly see if a payday loan can help you!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.