Can I Get Installment Loans For Bad Credit In Texas?

People with bad credit might worry that they can’t borrow money when they really need it. The good news is that’s not necessarily the case when you look at installment loans for bad credit from us at Texas Title And Payday Loan Services, Inc.! With just a few required items, you can go through our fast process to find out if you can get the money you need. Keep reading to learn more about these loans. By the end, you’ll understand how you can get one of these loans for yourself!

Is It Possible To Get An Installment Loan With Bad Credit?

To cut to the chase, yes, you can get an installment loan even if you have bad credit! While there are certain things you need to know about the role of credit in the installment loan process, it isn’t entirely impossible to get this kind of a loan from us at Texas Car Title and Payday Loan Services, Inc. when you need fast help. As long as you meet all the other requirements for installment loans for bad credit, your application will be considered just the same as anyone else’s would.

What Does It Take To Get An Installment Loan With Bad Credit?

Getting installment loans for bad credit is a quick and easy process, thanks to the easy requirements and fast processing times we’ve come up with. As long as you meet these requirements, you can continue applying for an installment loan despite having less-than-perfect or bad credit. Here are the requirements you must meet in order to find out if you can qualify for one of these loans with us:

1. Minimum age: First and foremost, you must be at least 18 years old when applying. It doesn’t matter if you’re just shy of that age, as you must be 18 when beginning the process.
2. Valid identification: Next, you’ll also need to provide valid identification. Your driver’s license will do, or you can use another state-issued photo ID instead.
3. Checking account: An active checking account is also required to apply for one of these loans. That account must be registered in your name if you’re going to use it for this reason.
4. Proof of income: Lastly, you must also be able to provide proof of income. More specifically, you must have your most recent pay stub with you to complete your application.

What Role Does Credit Play?

If you’ve noticed, we’ve said it isn’t “entirely impossible” to get a loan if you have poor credit. This all means that while you might not be automatically denied if you have poor credit, your credit does still play a significant role in the process. What we mean is we have to run a credit check before we can decide if you qualify for approval. This gives us a full picture of your income so we can see how much you can realistically repay if you are approved. So just remember that we will check your credit.

How Do I Apply For An Installment Loan?

Now that you know you can get installment loans for bad credit in Texas, it’s time to explore the easy process you must go through to do that with us. The good thing is we’ve made the process simple and quick for anyone to get through quickly so they can find out their chances of getting approved. In fact, all you have to do is follow a few steps! Here are the simple steps you’ll go through to obtain your installment loan:

• Submit the online form: To apply for an installment loan, the first step you can take is to fill out the online form. That form will request some of your basic details, like your name and contact information. Double-check that your details are accurate, then submit the form. After that, keep your phone nearby and wait for a call that’ll soon come in.
• Talk to a loan representative: Soon after that, you’ll get a call from a loan representative from the nearest Texas store location. They will help you understand what you need to prepare to complete your loan application. Simultaneously, they’ll also help answer any question you might have and clear anything you’re not sure about.
• Meet the loan representative: As part of the application process, you’ll bring the necessary documents and meet the loan representative in person at the store. They’ll go through your documents and ensure everything is in order, and even help you finish some simple paperwork to finalize your application. Again, you can use the face-to-face meeting as an opportunity to clear up anything you’re not sure about.
• Wait for a decision: Once you complete your application, you only need to wait a while before getting your decision. In other words, it won’t take long before you find out whether or not you qualify for the loan and how much you qualify to borrow. With an installment loan, you could qualify to borrow anywhere from $100 to $1,500.
• Get your money!: If you get approved, you can receive your money as early as the same day of your application or by the next business day. Then, you can use the money for whatever you might need to. For example, borrowers use these loans to pay for emergency medical bills, urgent repairs, and so much more.

Start Now With The Installment Loan Process!

Now that you know you can get installment loans for bad credit, it’s time to get started with Texas Title And Payday Loan Services, Inc. right now. Take the first step right now by submitting the online form with your details so one of our loan representatives can get in touch with you soon after. As you wait for that call, you can prepare the necessary items to ensure that we can let you know if you qualify for approval quickly. It’s all that simple! Just fill out the online form now to get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.