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Finance and economics can be an overwhelming topic for even the most educated among us. In some circumstances, like financial planning and investing, it’s a field best left to experts, but if you do want to gain some insight into it, there’s plenty of great books to give you the information you need. Below we’ve gathered 10 of the best financial guides that could change your life.
Elizabeth Warren is not only a senator from Massachusetts, she’s also an acclaimed professor with twelve books on economics and finance to her name. While all of them are worth a read, if you have to pick just one then All You’re Worth: The Ultimate Lifetime Money Plan is the one to go with. It’s focused on practical advice for the everyday person to use their money more wisely.
Jean Chatzky is a financial journalist and motivational speaker who also has more than a few books to her name. If you’re looking for practical advice though, then you should pick up Money Rules: The Simple Path to Lifelong Security. In it, she outlines a robust a plan for wealth making in an accessible and easy to read format.
Stepping away from the world of practical advice, Freakonomics is a fascinating book even if you’re not interested in economics. In it, the authors take a look at everyday subjects and apply statistical analysis to see what the truth is. For example, what do crack gangs and McDonald's have in common? Do swimming pools or guns cause more death each year? The answers and the reasons behind them are fascinating.
In the world of entrepreneurship and investing no one is more famous, or does it better, than Mark Cuban. In his book How to Win at the Sport of Business: If I Can Do It, You Can Do It he lays out the life lessons he’s learned and how you can apply them to your life.
Want to read the definitive guide on how you should save for retirement? Ric Edelman lays out how you should, and shouldn’t, save for your golden years. By reading The Truth About Retirement Plans and IRAs you’ll learn the differences between 401Ks, 403Bs, 457s, and IRA, and which best fits your situation and future plans.
Warren Buffett is one of the most outspoken and famous investors there is. Through intelligent investing, he’s amassed a business empire and personal fortune in the billions. In Warren Buffett Speaks: Wit and Wisdom from the World's Greatest Investor, Janet Lowe compiles all the advice he’s doled out throughout the years into one compact, comprehensive guide that’s definitely worth your time.
Amanda Reaume is the creator of the Millennial Personal Finance podcast where she regularly walks the layperson through how to invest and keep themselves debt free. In her second book, Reaume covers personal finance advice for everyone from baby boomers to millennials and provides a foolproof plan for economic growth.
Between credit card debt and student debt, America today is in the midst of a debt epidemic. Dave Ramsey, a successful businessman lays out the single most important rule to stay solvent in his book The Total Money Makeover. In essence, it boils down to “don’t spend more than you have.” If you want to get out of debt and stay out of debt, then this is the book for you.
One of the most important things you can teach your kids as a parent is to be responsible with money. You may feel a little out of your depth on the topic, though, pick up a copy of Smart Money, Smart Kids: Raising the Next Generation to Win with Money. In it you’ll learn how to teach your children how to make smart financial decisions that will allow them to succeed at whatever they want.
Ever wonder how your life could be different? In his book The Compound Effect, Darren Hardy lays out how each decision in your life affects the next, and then the one after that. He shows how even small decisions can have huge ramifications over time and delves into how to make the right decisions every step of the way.
One piece of advice you’ll understand after reading any of the books on this list? Just how valuable title loans can be if your options are limited. When you’re hit by an unexpected expense or emergency, a title loan can help you get back on your feet. That’s some advice that you can always bank on.