Can I Get Auto Title Loans Over The Phone? How Does That Work?

Let's be honest. People always want life to be easy as possible. And that makes sense of course, because why would they choose otherwise? At Texas Car Title and Payday Loan Services, Inc., we understand this fact, which means that when it comes to acquiring auto title loans, people really do not want to be jumping through hoops to get everything approved. They want things quick and easy. Learn what auto title loans are, how you can apply for one over the phone, how long it takes to receive one, and what the benefits are to receiving one from Texas Car Title and Payday Loan Services, Inc. Let's answer those questions for you:

What Are Auto Title Loans?

So, what is an auto title loan? Well, it is a loan made against the title of your vehicle. These loans are designed to be a fast way to get cash to cover emergency expenses such as medical or repair bills. To qualify for an auto title loan, you must have a lien-free title on your vehicle. This means that no payments are due on the vehicle, and so on.

Getting Title Loans Over The Phone

Here at Texas Car Title and Payday Loan Services, Inc., we allow you to get title loans over the phone. To get started, you can call 1-800-514-2274 or fill in the online inquiry form on Texas Car Title and Payday Loan Services, Inc. and one of our loan agents will get in touch with you.

The bulk of the details can be discussed over the telephone. It means that we can tell you the documents you’ll need to qualify, answer your questions, and so on.

Due to the way auto title loans work, we cannot complete the entire process over the phone. But we can make things a whole lot easier when it comes to the final steps.

Does Your Vehicle Need To Be Inspected For Auto Title Loans?

When you talk to us over the phone, one of our loan agents will discuss the loan details with you, however, to qualify, we will then ask you to come to one of our locations. No matter where you are in Texas, there will be a location nearby, but we can also have our agent travel to your location.

Whichever option you choose, it’s important to have your car with you. This is the step where we carry out an inspection of your vehicle. We need to check its condition. At the same time, we can also check over your title and government-issued ID to ensure that the vehicle truly belongs to you.

If your vehicle passes the inspection, then we will transfer your loan to you. And while the vehicle title will stay with us, you can continue to drive your vehicle for the duration of the loan just like you did before.

This is the only time that you will need to come into contact with anybody. Everything else about the loan can be handled online and over the telephone.

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How Soon Can I Expect The Money Once Approved For Auto Title Loans?

This depends on a variety of different factors. This includes the time that you start your process for auto title loans and banking delays.

During working hours, the online title loan process (or over the phone) can be completed in as little as 30 minutes. This means that you will have access to your funds in as little as thirty minutes. This means that you can meet those emergency expenses as soon as possible.

We will transfer the money into the bank account that you give us. When you come to have your vehicle checked over, you will be asked to provide a blank check so we can get your bank's details. So, if you start early enough in the day, you can get your money by the end of the same day.

The Benefits Of Auto Title Loans

There are several reasons why you may want to get auto title loans with us:

  • While you need proof of income, you do not need to be employed. So, you can get a loan if you have an alternative proof of income other than employment.
  • You can borrow up to $15,000. This will be dependent on the value of your vehicle.
  • You can get a loan no matter what your credit score is. We welcome everybody that meets our requirements.
  • Money can be in your bank account on the same day or the following business day.
  • Most of the details can be discussed over the telephone.
  • We have multiple locations throughout Texas for your vehicle's inspection. There will always be one close by.

The team here at Texas Car Title and Payday Loan Services, Inc. tries to ensure that the process over the phone is as efficient as possible. We know that the people getting in touch with us need money quickly and we want to ensure that we provide them what they need.

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Get Auto Title Loans Over The Phone Today

If you want to get auto title loans over the phone, start out by filling the inquiry form today. A member of our team will get in touch with you to guide you through the rest of the process.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.