Lost Your Job? Here’s How To Get Auto Title Loans For Unemployed Individuals In Texas

If you’ve lost your job and need money, you probably think you are out of options when it comes to getting a loan. However, you can still get auto title loans for unemployed individuals in Texas by us at Texas Title And Payday Loan Services Inc. right now! These loans offer a quick way for people with no jobs to borrow money quickly by using their vehicle’s lien-free title as collateral. Keep reading the rest of this article to learn about title loans and what you need to apply for one with us.

Learn About Auto Title Loans With This Information

What Are Auto Title Loans And How Do They Work?

Firstly, you need to know what auto title loans for unemployed individuals in Texas are and how they work. That way, you’ll be in a better position to make financial decisions about this loan. As we said briefly in the beginning, a title loan is a way to borrow money quickly by using your car’s lien-free title as collateral. You can borrow as much as $15,000 with us this way – though the amount you qualify for will depend on how much your car is worth and its overall condition.

The entire process to get a title loan with us is quick and simple, and that’s what makes this loan a viable option for people who need emergency cash fast but don’t have a job to use as proof of their income. Better yet, you only need a few items to start the process and wait for a decision. So if you’ve lost your job and need a short-term loan to make important payments, a title loan is one option you might find helpful.

unemployed man needs title loans

What Do You Need To Apply For An Auto Title Loan?

As you read earlier, the process is simple to get through to find out if you qualify for approval. This is because there aren’t many items required to apply for auto title loans for unemployed individuals in Texas with us. And once you have these things ready, you can begin the process at Texas Car Title and Payday Loan Services, Inc. for your title loan. Here’s all you’ll need to get started on the process:

  • Identification – The first thing you’ll need to provide is your identification to verify your personal details, including your age. More specifically, you’ll want to provide your driver’s license or state-issued photo ID.
  • Vehicle title – Next, you’ll also have to provide a car title that’s registered in your name. That title must be lien-free, without any judgements or outstanding loans against it. In other words, you must own the vehicle 100% if you want to use it to apply for a loan.
  • Your vehicle – You also need to bring your car in for a physical inspection so we can decide how much we can lend to you if we decide that you qualify for approval.
  • Proof of income – Lastly, you will need to show proof that you have a secure way of repaying the loan. This can either be your most recent pay stub or some other source if you have no income.

What Are The Benefits Of An Auto Title Loan?

Auto title loans for unemployed individuals in Texas are a viable option for people who need money quickly because of the unique benefits they offer. These benefits are especially helpful to those who need to borrow money to make urgent payments. That includes those who need to pay their bills or some other emergency. One thing to remember is that these benefits are specific to us at Texas Car Title and Payday Loan Services, Inc., and not just wherever you go. Those benefits include:

  • Quick and easy application process.
  • Minimal requirements.
  • The flexibility to meet the loan representative at the store or at a location of your choosing.
  • Fast payout if approved.

unemployed man searching online

How Do You Apply For An Auto Title Loan?

The process for auto title loans for unemployed individuals in Texas only involves a few steps, and they don’t take long for you to complete. As you can see, the process is straightforward and typically won’t take much for you to find out if you qualify for approval. However, you can reduce the chances of any delays by making sure that your documents are in order and that you show up to the meeting that you will set up with the representative. Here’s a quick glance at what that process looks like:

  1. Firstly, fill out the online form carefully with your details. Double-check that your phone number is correct, as that’ll help the loan representative get in touch with you quickly.
  2. Next, wait for the loan representative to call you. They’ll explain the rest of the application process and help you understand anything you’re unsure about. 
  3. Then, you’ll have to meet with the loan representative so they can inspect your car. If you’d rather not go to one of the store locations, you can tell them where you’d rather meet.
  4. After that, meet the representative so they can inspect your vehicle and verify your items. They’ll determine if you qualify for the loan and how much you can borrow.
  5. Lastly, wait for the decision. If your application is approved, the money will be passed to you on that same day or by the next bank business day.

Start Now To Get Your Title Loan While Unemployed

Getting auto title loans for unemployed individuals in Texas is a clear and straightforward process when you’re dealing with Texas Title And Payday Loan Services Inc. for help. You no longer have to keep yourself from getting emergency money just because you may be unemployed! So get started now by filling out the online form with your contact details. That’s all you need to do to get started with our simple process today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.